Winnebago County property record for 7834 N Gate Rd, Roscoe, IL 61073
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,427 sqft · built 1979 |
| Lot Size | 0.89 acres (38,768 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $495,000 (Jun 2026) |
| Tax Bill | $9,758 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-26-226-018 |
| Primary APN | 04-26-226-018 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,427 sqft Living Area |
| Basement Area | 576 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 38,768 sqft (0.89 acres) |
| Garage Area | 643 sqft |
| Deck Area | Deck Area |
| Heating Fuel | Gas |
|---|
| Account Number | 026A119 |
|---|---|
| Street Address | 7834 N GATE RD |
| City | ROSCOE |
| State | IL |
| Zip | 61073-7614 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | PLAT 2 NORTH LEDGES BNG SUB PT NE1/4NE1/4 SEC 26-46-2 LOT 019 |
| Legal Range | 2 |
| Legal Township | 46 |
| Legal Section | 26 |
| Legal Subdivision | PLAT 2 NORTH LEDGES |
| Legal Lot Number | 019 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | ROSCOE |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 3903 |
Source: Winnebago County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7834 N GATE RD, ROSCOE, IL 61073-7614 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jun 10, 2026 | Deed, Transfer · Conventional Mortgage CITIZENS STATE BANK |
| Oct 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CROSS CNTY MTG |
| Mar 29, 2017 | Warranty Deed, Transfer · FHA Mortgage NORTHWEST BK/ROCKFORD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 10, 2026 · Amount on Record |
| Deed Sale | Jun 10, 2026 · Amount on Record |
| Prior Sale | Mar 29, 2017 · Amount on Record |
| Deed Document Number | 202614578 |
| Prior Transfer Date | Aug 5, 2025 |
| Prior Transfer Doc | 0000019780 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Jun 10, 2026 |
| Property Address | 7834 N GATE RD, ROSCOE, IL 61073-7614 |
| Document Number | 0000014578 |
| Instrument Date | Jun 8, 2026 |
| Instrument | 202614578 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $74,992.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7834 N GATE RD, ROSCOE, IL 61073-7614 |
| Document Number | 0000014579, |
|---|---|
| Date | Jun 10, 2026 |
| Instrument | 202614579 |
| Name | CITIZENS STATE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 7834 N GATE RD, ROSCOE, IL 61073-7614 |
| Document Number | 0001034412 |
| Instrument Date | Oct 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7834 N GATE RD ROSCOE IL 610737614, ROSCOE, IL 61073-7614 |
| Document Number | 0001034412 |
|---|---|
| Date | Nov 10, 2020 |
| Instrument | 1034412 |
| Name | CROSS CNTY MTG |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 9, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Mar 29, 2017 |
| Property Address | 7834 N GATE RD, ROSCOE, IL 61073-7614 |
| Document Number | 0001009575 |
| Instrument Date | Mar 27, 2017 |
| Instrument | 1009575 |
| Transaction Type | Transfer |
| Record Updated | Apr 6, 2017 |
| Title Company | TITLE UNDERWRITERS AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $420.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7834 N GATE RD ROSCOE IL 610737614, ROSCOE, IL 61073-7614 |
| Document Number | 1009576 |
|---|---|
| Date | Mar 29, 2017 |
| Instrument | 1009576 |
| Name | NORTHWEST BK/ROCKFORD |
|---|---|
| Type | Bank |
| Address | ROCKFORD, IL 61103 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 28, 2047 |
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Roscoe Township |
| Secondary School District | Hononegah Community High School District 207 (09 - 12) |
| Elementary School District | Kinnikinnick Community Consolidated School District 131 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,758.00 (+3.86%) Homeowner's exemption | $131,292 (+9.49%) Land $25,252 Building $106,040 | $393,876 (+9.49%) Land $75,756 Building $318,120 |
| 2024 | $9,395.00 | $119,912 (+21.89%) Land $23,063 Building $96,849 | $359,736 (+21.89%) Land $69,189 Building $290,547 |
| 2022 | Homeowner's exemption | $98,374 Land $18,920 Building $79,454 | $295,122 Land $56,760 Building $238,362 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 61% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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