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7796 N Gate Rd, Roscoe, IL 61073 Property Records

Winnebago County property record for 7796 N Gate Rd, Roscoe, IL 61073

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,764 sqft · built 1973
Lot Size0.49 acres (21,344 sqft)
Owner2 Individual Names on Record
Last Sale$275,000 (Aug 2023)
Tax Bill$8,870 (2025)
Deeds & MortgagesAug 2023 Sale & Mortgage
Jun 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN04-26-226-016

Property Details

APN / Parcel Number

Primary APN04-26-226-016
Alternative APNs
  • 426226016
  • 026A250

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,764 sqft Living Area
Basement Area1,764 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Exterior MaterialBrick
Lot Area21,344 sqft (0.49 acres)
Garage Area786 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating FuelGas

Location & Zoning

Street Address7796 N GATE RD
CityROSCOE
StateIL
Zip61073-7612
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionPLAT 2 THE LEDGES COUNTRY CLUB ESTATESBNG PT NE1/4 SEC 26-46-2 LOT 090
Legal Range2
Legal Township46
Legal Section26
Legal SubdivisionPLAT 2 THE LEDGES COUNTRY CLUB ESTATES
Legal Lot Number090
JurisdictionWINNEBAGO IL
Township / Civil DivisionROSCOE
Census Block Group4
Census Block4013
Census Tract3903

Owner

Source: Winnebago County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1910 15TH ST, ROCKFORD, IL 61104-5551
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2023Warranty Deed, Transfer · FHA Mortgage
ACADEMY MORTGAGE CORP
Jun 11, 2018Deed of Trust, Mortgage · Conventional Mortgage
BLACKHAWK BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 16, 2023 · Amount on Record
Deed SaleAug 16, 2023 · Amount on Record
Prior SaleFeb 18, 1999 · Amount on Record
Deed Document Number202318757
Record UpdatedSep 20, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNEBAGO IL
Recording DateAug 16, 2023
Property Address7796 N GATE RD, ROSCOE, IL 61073-7612
Document Number0000018757
Map ReferenceBK32 PG14
Instrument DateAug 9, 2023
Instrument2318757
Transaction TypeTransfer
Record UpdatedSep 7, 2023
Title CompanyTULSA ABSTRACT AND TITLE COMPANY, TUA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$412.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7796 N GATE RD, ROSCOE, IL 61073-7612

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address7796 N GATE RD, ROSCOE, IL 61073-7612

Mortgage

Document Number0000018758
DateAug 16, 2023
Instrument2318758
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053
Interest
Rate TypeFixed Rate
Rate6.25%

Mortgage

Document Number0000018759
DateAug 16, 2023
Instrument2318759
Lender
NameHUD
TypeGovernment Agency
Agreement
AmountAmount Recorded
Term60 Months
DueSep 1, 2028

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address7796 N GATE RD, ROSCOE, IL 61073-7612
Document Number0001017792
Instrument DateJun 11, 2018
Transaction TypeMortgage
Record UpdatedJul 23, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address7796 N GATE RD ROSCOE IL 610737612, ROSCOE, IL 61073-7612

Mortgage

Document Number0001017792
DateJun 25, 2018
Instrument1017792
Lender
NameBLACKHAWK BK
TypeBank
AddressROCKFORD, IL 61107
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionRoscoe Township
Secondary School DistrictHononegah Community High School District 207 (09 - 12)
Elementary School DistrictKinnikinnick Community Consolidated School District 131 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,870.00$119,882 (+33.46%) Land $21,626 Building $98,256$359,646 (+33.46%) Land $64,878 Building $294,768
2022Homeowner's exemption$89,826 Land $16,204 Building $73,622$269,478 Land $48,612 Building $220,866

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 70% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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