783 Upper Elgin River Rd, Elgin, TX 78621 Property Records

Bastrop County property record for 783 Upper Elgin River Rd, Elgin, TX 78621 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Rural Home
Year BuiltBuilt 2005
Square Footage2,442 sqft Living Area
Lot Size1,169,891 sqft (26.8 acres)
OccupancyOwner Occupied
Tax Bill$3,902.00 (2025)

Property Details

APN / Parcel Number

Primary APNR12123
Alternative APN
  • O0131715

Interior

Building Area2,442 sqft Living Area
1st Floor1,610 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialWood Exterior
Roof MaterialComposition Shingle Roof
Lot Area1,169,891 sqft (26.8 acres)
Porch Area1,366 sqft Porch
Pole Structure480 sqft Pole Structure

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address783 UPPER ELGIN RIVER RD
CityELGIN
StateTX
Zip78621-5523
Property UsageResidential Property Usage
TypeResidential > Single Family > Rural Home
Legal DescriptionA60 STANDIFER, JAMES, ACRES 26.8570
Legal SubdivisionSTANDIFER, JAMES
Legal Block1
JurisdictionBASTROP TX
Minor Civil DivisionELGIN
Census Blockgroup1
Census Block1007
Census Tract950101

Owner

Source: Bastrop County records · APN R12123

Assessment roll updated May 26, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address783 UPPER ELGIN RIVER RD, ELGIN, TX 78621-5523
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 26, 2021Deed of Trust, Mortgage · Line of Credit
CORNERSTONE HOME LENDING INC
Sep 30, 2019Deed of Trust, Mortgage · Conventional Mortgage
CORNERSTONE HOME LENDING INC
Aug 10, 2018Deed of Trust, Mortgage · Stand Alone First Mortgage
WILLOW BEND MORTGAGE CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record RefreshedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBASTROP TX
Property Address783 UPPER ELGIN RIVER RD, ELGIN, TX 78621-5523
Transaction TypeMortgage
Record UpdatedJun 14, 2021
Title CompanyCTOT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202110852
DateMay 26, 2021
Instrument202110852
Lender
NameCORNERSTONE HOME LENDING INC
TypeMortgage Company
AddressHOUSTON, TX 77027
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueJun 01, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBASTROP TX
Property Address783 UPPER ELGIN RIVER RD, ELGIN, TX 78621-5523
Transaction TypeMortgage
Record UpdatedOct 10, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201915112
DateSep 30, 2019
Instrument201915112
Lender
NameCORNERSTONE HOME LENDING INC
TypeMortgage Company
AddressHOUSTON, TX 77027
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2049

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBASTROP TX
Property Address783 UPPER ELGIN RIVER RD, ELGIN, TX 78621-5523
Transaction TypeMortgage
Record UpdatedAug 22, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201811550
DateAug 10, 2018
Instrument201811550
Lender
NameWILLOW BEND MORTGAGE CO
TypeMortgage Company
AddressPLANO, TX 75093
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2048

Tax Assessment & Valuation

Source: Bastrop County records · Assessment roll updated May 26, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateTexas
CountyBastrop County
Unified School DistrictElgin Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,902.00 (-30.21%) Homeowner's exemption Senior Citizen's exemption$334,380 (-10.49%) Land $18,064 Building $316,316$753,292 (-4.94%) Land $436,976 Building $316,316
2024$5,591.00
2023Homeowner's exemption$373,583 Land $18,132 Building $355,451$792,427 Land $436,976 Building $355,451
2022$6,456.00

Flood & Wildfire

783 Upper Elgin River Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Bastrop County (48021C), updated April 22, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesModerate
54th percentile of exposed land nationally · 31st in Texas
Wildfire LikelihoodModerate — about 1 in 901 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Upper Elgin River Rd

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