783 State St, Schenectady, NY 12307 Property Records

Schenectady County and Schenectady City property record for 783 State St, Schenectady, NY 12307

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	5,431 sqft · built 1972
Lot Size	0.115 acres (4,995 sqft)
Owner	2 Individual Names on Record
Last Sale	$33,000 (Aug 2018)
Tax Bill	$7,695 (2026)
Deeds & Mortgages	Aug 2020 Mortgage Aug 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`421500 49.25-3-20`

Property Details

APN / Parcel Number

Primary APN	`421500 49.25-3-20`
Alternative APN	`150004902500030200000000`

Interior

Units	2 Units
Stories	2 Stories
Building Area	5,431 sqft Gross Area
Basement Area	792 sqft
Unfinished Basement	792 sqft
Overhead Door	Overhead Door

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Lot Area	4,995 sqft (0.115 acres)
Lot Dimensions	150 ft deep x 33.3 ft wide
Porch	Slab
Porch Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	783 STATE ST
City	SCHENECTADY
State	NY
Zip	12307-1244
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	05 - COMME
Legal Description	PART OF 2 WOOD AND 1 BLOCK
Legal Subdivision	MYNDERSE ESTATE
Legal Block	3
Legal Lot Number	20.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	4
Census Block	4005
Census Tract	20800

Owner

Source: Schenectady County and Schenectady City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	783 STATE ST, SCHENECTADY, NY 12307-1244
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2020	Deed of Trust, Mortgage · Commercial Mortgage AXOS BANK
Aug 18, 2020	Correction Deed, Transfer RES TITLE
Aug 10, 2018	Quit Claim Deed, Transfer OTHER
Aug 10, 2018	Quit Claim Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2018 · Amount on Record
Deed Sale	Aug 10, 2018 · Amount on Record
Prior Sale	Nov 7, 2016 · Amount on Record
Deed Document Number	201835548
Deed Book / Page	1993 / 470
Last Transfer Date	Jul 28, 2020
Transfer Doc	0000024206
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	783 STATE ST, SCHENECTADY, NY 12307-1244
Transaction Type	Mortgage
Record Updated	Jun 14, 2023
Title Company	RES TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024207
Date	Aug 18, 2020
Book Page	5013/16
Instrument	202024207

Lender

Name	AXOS BANK
Type	Bank
Address	LAS VEGAS, NV 89148

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Aug 18, 2020
Property Address	783 STATE ST, SCHENECTADY, NY 12307-1244
Document Number	0000024206
Book / Page	002039 / 000907
Instrument Date	Jul 28, 2020
Instrument	24206
Transaction Type	Transfer
Record Updated	Sep 7, 2020
Title Company	RES TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	787 STATE ST SCHENECTADY NY 123071209, SCHENECTADY, NY 12307-1209

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Aug 10, 2018
Property Address	783 STATE ST, SCHENECTADY, NY 12307-1244
Document Number	0000035548
Book / Page	001993 / 000470
Instrument Date	Aug 7, 2018
Instrument	35548
Transaction Type	Transfer
Record Updated	Sep 5, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$132.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	787 STATE ST SCHENECTADY NY 12307, SCHENECTADY, NY 12307

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Aug 10, 2018
Property Address	783 STATE ST, SCHENECTADY, NY 12307-1244
Document Number	0000035547
Book / Page	001993 / 000467
Instrument Date	Aug 7, 2018
Instrument	35547
Transaction Type	Transfer
Record Updated	Sep 4, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,695.00 (+0.54%)
2025	$7,654.00 (+6.01%)	$130,500 (-) Land $15,500 Building $115,000	$216,095 (+30.82%) Land $25,666 Building $190,429
2023		$130,500 (-) Land $15,500 Building $115,000	$165,190 (+3.8%) Land $19,620 Building $145,570
2022		$130,500 Land $15,500 Building $115,000	$159,146 Land $18,902 Building $140,244
2021	$7,220.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Massivemesh Networks.

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