Schenectady County and Schenectady City property record for 774 State St, Schenectady, NY 12307
| Property Type | Triplex |
|---|---|
| Details | 6 bd · 3 ba · 2,704 sqft · built 1910 |
| Lot Size | 0.16 acres (6,972 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $101 (Oct 2016) |
| Tax Bill | $6,630 (2026) |
| Deeds & Mortgages | Jun 2022 Sale Mar 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.25-1-30 |
| Primary APN | 421500 49.25-1-30 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,704 sqft Total Area |
| 1st Floor Area | 1,352 sqft |
| 2nd Floor Area | 1,352 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,972 sqft (0.16 acres) |
| Lot Dimensions | 166 ft deep x 42 ft wide |
| Porch | Slab |
| Porch Area | 104 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 774 STATE ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12307-1276 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Local Zoning Code | 05 - COMME |
| Legal Description | 2 WOOD |
| Legal Block | 1 |
| Legal Lot Number | 30.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 21002 |
774 State St, a triplex, is owned by two individuals who bought it in October 2016.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1631 BECKER ST, 1633, SCHENECTADY, NY 12304-1101 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 21, 2022 | Warranty Deed, Transfer EAGLE TITLE AND ABSTRACT, ELITE TITLE & ABSTRACT |
| Mar 19, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MADELINE S GALVIN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 14, 2016 · Amount on File |
| Deed Sale | Oct 14, 2016 · Amount on File |
| Prior Sale | Apr 24, 1998 · Amount on File |
| Deed Document Number | 201647530 |
| Deed Book / Page | 1947 / 832 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jun 21, 2022 |
| Property Address | 774 STATE ST, SCHENECTADY, NY 12307-1276 |
| Document Number | 0000032467 |
| Book / Page | 2086 / 865 |
| Instrument Date | Jun 9, 2022 |
| Instrument | 202232467 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2024 |
| Title Company | EAGLE TITLE AND ABSTRACT, ELITE TITLE & ABSTRACT |
| Amount | Amount on Record |
|---|---|
| Tax | $882.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2515 SCOTCH CHURCH RD, PATTERSONVILLE, NY 12137-2011 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 14 BOGARDUS PL # B, B, NEW YORK, NY 10040-2333 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 774 STATE ST, SCHENECTADY, NY 12307-1276 |
| Document Number | 0000011717 |
| Instrument Date | Mar 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 4, 2018 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 1007 STANLEY ST SCHENECTADY NY 123071612, SCHENECTADY, NY 12307-1612 |
| Document Number | 0000011717 |
|---|---|
| Date | Mar 19, 2018 |
| Book Page | 004825/000359 |
| Instrument | 11717 |
| Name | MADELINE S GALVIN |
|---|---|
| Address | 217 DELAWARE AVE, DELMAR, NY 12054-1205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 774 State St was $6,630, up 8.6% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,630.00 (+8.64%) | ||
| 2025 | $6,103.00 | $96,500 Land $11,100 Building $85,400 | $159,795 Land $18,381 Building $141,414 |
| 2023 | $96,500 (+30.41%) Land $11,100 Building $85,400 | $122,152 (+35.36%) Land $14,051 Building $108,101 | |
| 2022 | $74,000 Land $11,100 Building $62,900 | $90,244 Land $13,537 Building $76,707 | |
| 2021 | $4,742.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 774 State St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 774 State St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Massivemesh Networks.
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