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774 State St, Schenectady, NY 12307 Property Records

Schenectady County and Schenectady City property record for 774 State St, Schenectady, NY 12307

Property Summary

Property TypeTriplex
Details6 bd · 3 ba · 2,704 sqft · built 1910
Lot Size0.16 acres (6,972 sqft)
Owner2 Individual Names on Record
Last Sale$101 (Oct 2016)
Tax Bill$6,630 (2026)
Deeds & MortgagesJun 2022 Sale
Mar 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN421500 49.25-1-30

Property Details

APN / Parcel Number

Primary APN421500 49.25-1-30
Alternative APN
  • 150004902500010300000000

Interior

Bedrooms6 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,704 sqft Total Area
1st Floor Area1,352 sqft
2nd Floor Area1,352 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area6,972 sqft (0.16 acres)
Lot Dimensions166 ft deep x 42 ft wide
PorchSlab
Porch Area104 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address774 STATE ST
CitySCHENECTADY
StateNY
Zip12307-1276
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Local Zoning Code05 - COMME
Legal Description2 WOOD
Legal Block1
Legal Lot Number30.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group1
Census Block1003
Census Tract21002

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1631 BECKER ST, 1633, SCHENECTADY, NY 12304-1101
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 21, 2022Warranty Deed, Transfer
EAGLE TITLE AND ABSTRACT, ELITE TITLE & ABSTRACT
Mar 19, 2018Deed of Trust, Mortgage · Conventional Mortgage
MADELINE S GALVIN

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 14, 2016 · Amount on Record
Deed SaleOct 14, 2016 · Amount on Record
Prior SaleApr 24, 1998 · Amount on Record
Deed Document Number201647530
Deed Book / Page1947 / 832
Record UpdatedOct 29, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJun 21, 2022
Property Address774 STATE ST, SCHENECTADY, NY 12307-1276
Document Number0000032467
Book / Page2086 / 865
Instrument DateJun 9, 2022
Instrument202232467
Transaction TypeTransfer
Record UpdatedFeb 20, 2024
Title CompanyEAGLE TITLE AND ABSTRACT, ELITE TITLE & ABSTRACT

Transaction

AmountAmount Recorded
Tax$882.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2515 SCOTCH CHURCH RD, PATTERSONVILLE, NY 12137-2011

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address14 BOGARDUS PL # B, B, NEW YORK, NY 10040-2333

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address774 STATE ST, SCHENECTADY, NY 12307-1276
Document Number0000011717
Instrument DateMar 19, 2018
Transaction TypeMortgage
Record UpdatedApr 4, 2018
Title CompanyWESTCOR LAND TITLE INSURANCE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1007 STANLEY ST SCHENECTADY NY 123071612, SCHENECTADY, NY 12307-1612

Mortgage

Document Number0000011717
DateMar 19, 2018
Book Page004825/000359
Instrument11717
Lender
NameMADELINE S GALVIN
Address217 DELAWARE AVE, DELMAR, NY 12054-1205
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,630.00 (+8.64%)
2025$6,103.00 (+28.7%)$96,500 (-) Land $11,100 Building $85,400$159,795 (+30.82%) Land $18,381 Building $141,414
2023$96,500 (+30.41%) Land $11,100 Building $85,400$122,152 (+35.36%) Land $14,051 Building $108,101
2022$74,000 Land $11,100 Building $62,900$90,244 Land $13,537 Building $76,707
2021$4,742.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20

May also be available: Massivemesh Networks.

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