San Diego County property record for 783 Nicholas Ln, El Cajon, CA 92019
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,540 sqft · built 1997 |
| Lot Size | 0.68 acres (2,943 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $158,000 (Oct 1996) |
| Tax Bill | $2,975 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jun 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 511-291-01-00 |
| Primary APN | 511-291-01-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,540 sqft Living Area |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Lot Area | 2,943 sqft (0.68 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 783 NICHOLAS LN |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92019-3343 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PRD-LOW |
| Legal Description | LOT 1 TR 013277 |
| Legal Subdivision | EL CAJON |
| Legal Tract | 013277 |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 15601 |
Source: San Diego County records · APN 511-291-01-00
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 783 NICHOLAS LN, EL CAJON, CA 92019-3343 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 01, 2026 | Deed of Trust, Mortgage · Conventional Mortgage E-CHICAGO TITLE, CHICAGO TITLE |
| Jun 25, 2021 | Deed of Trust, Mortgage · VA Mortgage KS STATEBANK |
| Feb 17, 2020 | Deed of Trust, Mortgage · VA Mortgage KS STATEBANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 29, 1996 · Amount on Record |
| Deed Sale | Oct 29, 1996 · Amount on Record |
| Deed Document Number | 1996547689 |
| Last Transfer Date | Feb 05, 2002 |
| Transfer Doc | 0000157041 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 01, 2026 |
| Property Address | 783 NICHOLAS LN, EL CAJON, CA 92019-3343 |
| Document Number | 0000088873 |
| Instrument Date | Mar 25, 2026 |
| Instrument | 202688873 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 783 NICHOLAS LN, EL CAJON, CA 92019-3343 |
| Document Number | 0000088873, |
|---|---|
| Date | Apr 01, 2026 |
| Instrument | 202688873 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 01, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 783 NICHOLAS LN, EL CAJON, CA 92019-3343 |
| Transaction Type | Mortgage |
| Record Updated | Jul 06, 2021 |
| Title Company | E-PLACER TITLE, PLACER TITLE |
| Name | Verified Name |
|---|---|
| Address | 783 NICHOLAS LN, EL CAJON, CA 92019-3343 |
| Document Number | 0000463711 |
|---|---|
| Date | Jun 25, 2021 |
| Instrument | 2021-0463711 |
| Name | KS STATEBANK |
|---|---|
| Type | Bank |
| Address | MANHATTAN, KS 66502 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 783 NICHOLAS LN, EL CAJON, CA 92019-3343 |
| Document Number | 0000092657 |
| Instrument Date | Feb 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 05, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 783 NICHOLAS LN EL CAJON CA 920193343, EL CAJON, CA 92019-3343 |
| Document Number | 0000092657 |
|---|---|
| Date | Feb 24, 2020 |
| Instrument | 92657 |
| Name | KS STATEBANK |
|---|---|
| Address | MANHATTAN, KS 66502 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 23, 2050 |
Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | El Cajon City |
| Elementary School District | Cajon Valley Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $262,283 (+2%) Land $83,048 Building $179,235 | |
| 2025 | $2,975.00 (-0.53%) Homeowner's exemption | $257,141 (+4.04%) Land $81,420 Building $175,721 |
| 2024 | $2,991.00 (+2.71%) | |
| 2023 | $2,912.00 (+1.64%) Homeowner's exemption | $247,158 Land $78,259 Building $168,899 |
| 2022 | $2,865.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2024 · Severe Storms And Flooding |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wyyerd Group Fiber | 8,000 / 8,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
Based on FCC filings for 489 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HELIX WATER DISTRICT serves 277,918 people |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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