San Diego County property record for 775 Nicholas Ln, El Cajon, CA 92019
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,540 sqft · built 1997 |
| Lot Size | 0.59 acres (2,556 sqft) |
| Owner | Company Name on File |
| Last Sale | $156,500 (Nov 1996) |
| Tax Bill | $2,946 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Jun 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 511-291-02-00 |
| Primary APN | 511-291-02-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,540 sqft Living Area |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Lot Area | 2,556 sqft (0.59 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 775 NICHOLAS LN |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92019-3343 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PRD-LOW |
| Legal Description | LOT 2 TR 013277 |
| Legal Subdivision | CITY/EL CAJON |
| Legal Tract | 013277 |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 15601 |
Source: San Diego County records · APN 511-291-02-00
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 771 JAMACHA RD, EL CAJON, CA 92019-3202 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Aug 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jun 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Sep 23, 2019 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Oct 26, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MR COOPER |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 08, 1996 · Amount on Record |
| Deed Sale | Nov 08, 1996 · Amount on Record |
| Deed Document Number | 1996567487 |
| Last Transfer Date | Jul 10, 2009 |
| Transfer Doc | 0000382826 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 775 NICHOLAS LN, EL CAJON, CA 92019-3343 |
| Transaction Type | Mortgage |
| Record Updated | Sep 06, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO |
| Name | Verified Name |
|---|---|
| Address | 771 JAMACHA RD, EL CAJON, CA 92019-3202 |
| Document Number | 0000607883 |
|---|---|
| Date | Aug 26, 2021 |
| Instrument | 2021-0607883 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 775 NICHOLAS LN, EL CAJON, CA 92019-3343 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TTL SAN DIEGO |
| Name | Verified Name |
|---|
| Document Number | 0000344082 |
|---|---|
| Date | Jun 30, 2020 |
| Instrument | 2020-0344082 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 01, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 775 NICHOLAS LN, EL CAJON, CA 92019-3343 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000417313 |
|---|---|
| Date | Sep 23, 2019 |
| Instrument | 2019-0417313 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | BILLINGS, MT 59107 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 13, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 775 NICHOLAS LN, EL CAJON, CA 92019-3343 |
| Document Number | 0000526503 |
| Instrument Date | Oct 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 775 NICHOLAS LN EL CAJON CA 920193343, EL CAJON, CA 92019-3343 |
| Document Number | 0000526503 |
|---|---|
| Date | Nov 13, 2017 |
| Instrument | 526503 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 12, 2042 |
Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | El Cajon City |
| Elementary School District | Cajon Valley Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $259,792 (+2%) Land $83,048 Building $176,744 | |
| 2025 | $2,946.00 (+2.15%) Homeowner's exemption | $254,699 (+4.04%) Land $81,420 Building $173,279 |
| 2023 | $2,884.00 (+1.66%) Homeowner's exemption | $244,810 Land $78,259 Building $166,551 |
| 2022 | $2,837.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2024 · Severe Storms And Flooding |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: California Internet, Wyyerd Group.
Based on FCC filings for 694 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HELIX WATER DISTRICT serves 277,918 people |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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