Pender County property record for 783 Castle Bay Dr, Hampstead, NC 28443
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,133 sqft · built 2018 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $261,000 (Aug 2018) |
| Tax Bill | $2,483 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Aug 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone AO (high risk) |
| APN | 3293-29-6736-0000 |
| Primary APN | 3293-29-6736-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,133 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Lot Area | 15,682 sqft (0.36 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 000034816 |
|---|---|
| Old Parcel Number | 3293 29 6736 0000 |
| Street Address | 783 CASTLE BAY DR |
| City | HAMPSTEAD |
| State | NC |
| Zip | 28443-2195 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | L128,PB 36/34 CASTLE BAY,PH 3 |
| Legal Subdivision | CASTLE BAY |
| Legal Phase | 3 |
| Legal Lot Number | 128 |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 920203 |
783 Castle Bay Dr is owned and occupied by two individuals who bought it in August 2018.
Source: Pender County records, as of January 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 783 CASTLE BAY DR, HAMPSTEAD, NC 28443-2195 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Aug 14, 2018 | Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE |
| Nov 15, 2017 | Trustee's Deed, Construction Loan · Line of Credit OTHER INSTITUTIONAL LENDERS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 14, 2018 · Amount on File |
| Deed Sale | Aug 14, 2018 · Amount on File |
| Deed Document Number | 0011324670 |
| Deed Book / Page | 1132 / 4670 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 783 CASTLE BAY DR, HAMPSTEAD, NC 28443-2195 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2022 |
| Title Company | RAVENSWOOD TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 0047211785 |
|---|---|
| Date | Aug 18, 2020 |
| Book Page | 4721/1785 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Sep 1, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Aug 14, 2018 |
| Property Address | 783 CASTLE BAY DR, HAMPSTEAD, NC 28443-2195 |
| Document Number | 0046701132 |
| Book / Page | 004670 / 001132 |
| Instrument Date | Jul 20, 2018 |
| Instrument | 20040039 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $552.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 783 CASTLE BAY DR HAMPSTEAD NC 284432195, HAMPSTEAD, NC 28443-2195 |
| Document Number | 46701135 |
|---|---|
| Date | Aug 14, 2018 |
| Book Page | 004670/001135 |
| Instrument | 20040040 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 13, 2048 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Nov 15, 2017 |
| Property Address | 783 CASTLE BAY DR, HAMPSTEAD, NC 28443-2195 |
| Document Number | 0046542077 |
| Book / Page | 004654 / 002077 |
| Instrument Date | Nov 15, 2017 |
| Instrument | 20030584 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 27, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1323 N NEW RIVER DR SURF CITY NC 284456625, SURF CITY, NC 28445-6625 |
| Document Number | 46542077 |
|---|---|
| Date | Nov 15, 2017 |
| Book Page | 004654/002077 |
| Instrument | 20030584 |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Type | Mortgage Company |
| Address | SMITHFIELD, NC 27577-1457 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 783 Castle Bay Dr was $2,483.
Source: Pender County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Unified School District | Pender County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,483.00 | $429,780 Land $47,880 Building $381,900 | $429,780 Land $47,880 Building $381,900 |
| 2023 | $246,901 (-) Land $70,451 Building $176,450 | $246,901 (-) Land $70,451 Building $176,450 | |
| 2022 | $2,055.00 | $246,901 Land $70,451 Building $176,450 | $246,901 Land $70,451 Building $176,450 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 783 Castle Bay Dr in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AO high risk · sheet flow 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 105 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 105 in force |
| Nearby Flood Claims | 96 (1992–2020) |
| Claims Outside the SFHA | 30 of 96 |
| Most Recent Claim | Aug 2020 · Hurricane Isaias |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 783 Castle Bay Dr is high, ranking above 70% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 92% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CASTLE BAY S/D private · serves 777 people · EPA ID NC7071018 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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