Pender County property record for 778 Castle Bay Dr, Hampstead, NC 28443
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,018 sqft · built 2019 |
| Lot Size | 0.389 acres (16,988 sqft) |
| Owner | Individual Name on File |
| Last Sale | $265,500 (Jul 2019) |
| Tax Bill | $2,424 (2025) |
| Deeds & Mortgages | Jul 2019 Sale & Mortgage Aug 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3293-29-5569-0000 |
| Primary APN | 3293-29-5569-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,018 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Foundation Type | Masonry |
| Lot Area | 16,988 sqft (0.389 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 000029580 |
|---|---|
| Old Parcel Number | 3293 29 5569 0000 |
| Street Address | 778 CASTLE BAY DR |
| City | HAMPSTEAD |
| State | NC |
| Zip | 28443-2194 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | L126,PB 36/34 CASTLE BAY,PH 3 |
| Legal Subdivision | CASTLE BAY |
| Legal Phase | 3 |
| Legal Lot Number | 126 |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 920203 |
778 Castle Bay Dr is owned and occupied by an individual who bought it in July 2019.
Source: Pender County records, as of January 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 778 CASTLE BAY DR, HAMPSTEAD, NC 28443-2194 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 17, 2019 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Aug 2, 2018 | Warranty Deed, Transfer BUILDER FINANCE GROUP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 17, 2019 · Amount on File |
| Deed Sale | Jul 17, 2019 · Amount on File |
| Prior Sale | Aug 2, 2018 · Amount on File |
| Deed Document Number | 0004144689 |
| Deed Book / Page | 414 / 4689 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Jul 17, 2019 |
| Property Address | 778 CASTLE BAY DR, HAMPSTEAD, NC 28443-2194 |
| Document Number | 0046890414 |
| Book / Page | 4689 / 0414 |
| Map Reference | MB 36 PG 34 |
| Instrument Date | Jul 16, 2019 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 23, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $531.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 213 BATES RETREAT, 213, HAMPSTEAD, NC 28443-2473 |
| Name | Verified Name |
|---|---|
| Address | 778 CASTLE BAY DR, HAMPSTEAD, NC 28443-2194 |
| Document Number | 0004689416 |
|---|---|
| Date | Jul 17, 2019 |
| Instrument | 4689/416 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Aug 2, 2018 |
| Property Address | 778 CASTLE BAY DR, HAMPSTEAD, NC 28443-2194 |
| Document Number | 0046692715 |
| Book / Page | 4669 / 2715 |
| Map Reference | MB36 PG34 |
| Instrument Date | Jun 29, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $90.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 107 FOX RUN DR, 107, HAMPSTEAD, NC 28443-3441 |
| Name | Verified Name |
|---|---|
| Address | 213 BATES RETREAT, HAMPSTEAD, NC 28443-2473 |
| Document Number | 0046692717 |
|---|---|
| Date | Aug 2, 2018 |
| Instrument | 4669/2717 |
| Name | BUILDER FINANCE GROUP LLC |
|---|---|
| Type | Private Party |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 778 Castle Bay Dr was $2,424.
Source: Pender County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Unified School District | Pender County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,424.00 | $395,384 Land $50,558 Building $344,826 | $395,384 Land $50,558 Building $344,826 |
| 2023 | $240,540 (-) Land $72,005 Building $168,535 | $240,540 (-) Land $72,005 Building $168,535 | |
| 2022 | $2,002.00 | $240,540 Land $72,005 Building $168,535 | $240,540 Land $72,005 Building $168,535 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 778 Castle Bay Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AO, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 105 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 105 in force |
| Nearby Flood Claims | 96 (1992–2020) |
| Claims Outside the SFHA | 30 of 96 |
| Most Recent Claim | Aug 2020 · Hurricane Isaias |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 778 Castle Bay Dr is high, ranking above 70% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 92% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CASTLE BAY S/D private · serves 777 people · EPA ID NC7071018 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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