7828 Sand Trap Ln, Stanley, NC 28164 Property Records

Lincoln County property record for 7828 Sand Trap Ln, Stanley, NC 28164 · Last verified November 2023

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,920 sqft · built 2007
Lot Size	0.305 acres (13,286 sqft)
Owner	Individual Name on File
Last Sale	$505,000 (Sep 2020)
Tax Bill	$4,067 (2023)
Deeds & Mortgages	Nov 2023 Line of Credit Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4612-11-3518`

Property Details

APN / Parcel Number

Primary APN	`4612-11-3518`
Alternative APNs	`280253` `85914`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,920 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Frame
Lot Area	13,286 sqft (0.305 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	280253
Street Address	7828 SAND TRAP LN
City	STANLEY
State	NC
Zip	28164-8802
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#112 LT TREETOPS PH2
Legal Subdivision	TREETOPS PH 02
Legal Block	11
Legal Lot Number	112
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	1
Census Block	1007
Census Tract	71102

Owner

Source: Lincoln County records · APN 4612-11-3518

Assessment roll updated January 1, 2023 · Last verified November 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7828 SAND TRAP LN, STANLEY, NC 28164-8802
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 06, 2023	Deed of Trust, Mortgage · Line of Credit RICHARD M DENTON IRA
Feb 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Sep 18, 2020	Warranty Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 18, 2020 · Amount on Record
Deed Sale	Sep 18, 2020 · Amount on Record
Prior Sale	Apr 24, 2007 · Amount on Record
Deed Document Number	0002952450
Deed Book / Page	2952 / 450
Record Updated	Jun 07, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	7828 SAND TRAP LN, STANLEY, NC 28164-8802
Transaction Type	Mortgage
Record Updated	Nov 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7828 SAND TRAP LN, STANLEY, NC 28164-8802
Investor	Possibly a Property Investor

Mortgage

Document Number	0003287661
Date	Nov 06, 2023
Book Page	3287/661
Instrument	673865

Lender

Name	RICHARD M DENTON IRA
Type	Non-Lending Institution
Address	DENVER, NC 28037

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Nov 01, 2030

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	7828 SAND TRAP LN, STANLEY, NC 28164-8802
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003137443
Date	Feb 16, 2022
Book Page	3137/443
Instrument	647614

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2052

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Sep 18, 2020
Property Address	7828 SAND TRAP LN, STANLEY, NC 28164-8802
Document Number	0002952450
Book / Page	2952 / 450
Map Reference	MB 14 PG 72
Instrument Date	Sep 17, 2020
Instrument	616208
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	INVESTORS TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,010.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7919 MT HOLLY HUNTERSVILLE RD, 7919, CHARLOTTE, NC 28216-8711

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7828 SAND TRAP LN, STANLEY, NC 28164-8802

Mortgage

Document Number	0000616209
Date	Sep 18, 2020
Instrument	616209

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 04, 2050

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated January 1, 2023 · Last verified November 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,067.00	$656,386 Land $80,000 Building $576,386	$656,386 Land $80,000 Building $576,386

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lincoln County (37109C), updated January 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371090711021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 4,762 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 95 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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