Lincoln County property record for 7804 Sand Trap Ln, Stanley, NC 28164
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 4,398 sqft · built 2013 |
| Lot Size | 0.305 acres (13,286 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $492,000 (Sep 2020) |
| Tax Bill | $4,333 (2026) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4612-11-1747 |
| Primary APN | 4612-11-1747 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 4,398 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Custom Design |
| Lot Area | 13,286 sqft (0.305 acres) |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 280544 |
|---|---|
| Street Address | 7804 SAND TRAP LN |
| City | STANLEY |
| State | NC |
| Zip | 28164-8802 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-MU CU |
| Legal Description | #115 LT TREETOPS PH2 |
| Legal Subdivision | TREETOPS |
| Legal Lot Number | 115 |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 71102 |
7804 Sand Trap Ln is owned and occupied by two individuals who bought it in September 2020.
Source: Lincoln County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7804 SAND TRAP LN, STANLEY, NC 28164-8802 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 30, 2020 | Warranty Deed, Transfer · Conventional Mortgage TOWNE BANK MORTGAGE |
| Aug 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GOPRIME MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2020 · Amount on File |
| Deed Sale | Sep 30, 2020 · Amount on File |
| Prior Sale | Dec 31, 2013 · Amount on File |
| Deed Document Number | 2020617026 |
| Deed Book / Page | 2957 / 357 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Sep 30, 2020 |
| Property Address | 7804 SAND TRAP LN, STANLEY, NC 28164-8802 |
| Document Number | 0002957357 |
| Book / Page | 2957 / 357 |
| Map Reference | MB 14 PG 71-74 |
| Instrument Date | Sep 30, 2020 |
| Instrument | 617026 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $984.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5586 ELK KNOB CT, 5586, DENVER, NC 28037-4201 |
| Name | Verified Name |
|---|---|
| Address | 7804 SAND TRAP LN, STANLEY, NC 28164-8802 |
| Investor | Possibly a Property Investor |
| Document Number | 0000617027 |
|---|---|
| Date | Sep 30, 2020 |
| Instrument | 617027 |
| Name | TOWNE BANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 7804 SAND TRAP LN, STANLEY, NC 28164-8802 |
| Document Number | 2945156 |
| Instrument Date | Aug 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 804 FERNWOOD RD LINCOLNTON NC 280927771, LINCOLNTON, NC 28092-7771 |
| Document Number | 2945156 |
|---|---|
| Date | Aug 31, 2020 |
| Book Page | 002945/000156 |
| Instrument | 615003 |
| Name | GOPRIME MTG |
|---|---|
| Address | 320 N SALEM ST, APEX, NC 27502-1481 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 30, 2040 |
The 2026 property tax bill for 7804 Sand Trap Ln was $4,333.
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,333.00 | $694,217 Land $80,000 Building $614,217 | $694,217 Land $80,000 Building $614,217 |
| 2023 | $4,295.00 | $694,217 Land $80,000 Building $614,217 | $694,217 Land $80,000 Building $614,217 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7804 Sand Trap Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7804 Sand Trap Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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