St. Clair County property record for 7825 Stark Dr, Clay, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,695 sqft · built 1994 |
| Lot Size | 0.257 acres (11,195 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $410,000 (Oct 2024) |
| Tax Bill | $3,245 (2025) |
| Deeds & Mortgages | Nov 2025 Transfer Jul 2023 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 74-14-496-0104-000 |
| Primary APN | 74-14-496-0104-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,695 sqft Living Area |
| 1st Floor Area | 1,695 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Lot Area | 11,195 sqft (0.257 acres) |
| Lot Depth | 118 ft Depth |
| Garage Area | 750 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 7825 STARK DR |
|---|---|
| City | CLAY |
| State | MI |
| Zip | 48001-3031 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | PART OF LOT 988 DESC AS: BEG S 87D 35M 00S W 348.05' & S 05D 52M 00S E 15.03' FROM NE COR OF SAID LOT 988, TH S 05D 52M 00S E |
| Legal Subdivision | SUPRVRS ROY T GILBERTS 12-CLAY |
| Legal Lot Number | 988 |
| Legal Unit | 988 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 647000 |
7825 Stark Dr is owned and occupied by two individuals who acquired it in November 2025.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7825 STARK DR, CLAY, MI 48001-3031 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 4, 2025 | Intrafamily Transfer, Transfer |
| Jul 13, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 2, 2024 · Amount on File |
| Deed Sale | Oct 2, 2024 · Amount on File |
| Deed Document Number | 202417372 |
| Deed Book / Page | 5752 / 80 |
| Last Transfer Date | Nov 3, 2025 |
| Transfer Doc | 0005867625 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Nov 4, 2025 |
| Property Address | 7825 STARK DR, CLAY, MI 48001-3031 |
| Document Number | 0005867625 |
| Book / Page | 5867 / 625 |
| Map Reference | LB 49 PG 35 |
| Instrument Date | Nov 3, 2025 |
| Instrument | 2025021098 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7825 STARK DR, CLAY, MI 48001-3031 |
| Name | Verified Name |
|---|---|
| Address | 7825 STARK DR, CLAY, MI 48001-3031 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jul 13, 2023 |
| Property Address | 7825 STARK DR, CLAY, MI 48001-3031 |
| Document Number | 0005636844 |
| Book / Page | 5636 / 844 |
| Map Reference | LB 49 PG 35 |
| Instrument Date | Jul 29, 2009 |
| Instrument | 2023012286 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7825 STARK DR, CLAY, MI 48001-3031 |
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 7825 STARK DR, CLAY, MI 48001-3031 |
The 2025 property tax bill for 7825 Stark Dr was $3,245 with a homeowner's exemption, up 2.3% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clay Township |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $204,600 (+6.4%) | $409,200 | |
| 2025 | $3,245.00 (+2.27%) Homeowner's exemption | $192,300 | |
| 2024 | $3,173.00 | $384,600 | |
| 2023 | $159,700 | ||
| 2022 | $2,921.00 | $319,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 7825 Stark Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 579.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 151 policies |
| Nearby Flood Policies | 151 in force |
| Nearby Flood Claims | 144 (1979–2025) |
| Claims Outside the SFHA | 31 of 144 |
| Most Recent Claim | Apr 2025 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7825 Stark Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IRA TOWNSHIP serves 6,510 people · EPA ID MI0003390 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T DSL | 100 / 20 |
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