7803 Stark Dr, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 7803 Stark Dr, Clay, MI 48001

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,976 sqft
Lot Size0.164 acres (7,144 sqft)
OwnerIndividual Name on Record
Tax Bill$3,225 (2025)
Deeds & MortgagesNov 2019 Mortgage
Flood ZoneZone AE (high risk)
APN74-14-496-0102-000

Property Details

APN / Parcel Number

Primary APN74-14-496-0102-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths2 Half Baths
Building Area1,976 sqft Living Area
1st Floor Area988 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Lot Area7,144 sqft (0.164 acres)
Lot Dimensions95 ft deep x 75 ft wide
Garage Area513 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address7803 STARK DR
CityCLAY
StateMI
Zip48001-3031
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionW 75' OF E 298.05' OF LOT 988 MEASURED ALONG N LINE OF LOT 988 EXC N 15' THEREOF SUPERVISOR ROY T GILBERT'S PLAT NO 12 AS
Legal SubdivisionSUPRVRS ROY T GILBERTS 12-CLAY
Legal Lot Number988
JurisdictionSAINT CLAIR MI
Township / Civil DivisionCLAY
Census Block Group1
Census Block1001
Census Tract647000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address7803 STARK DR, CLAY, MI 48001-3031
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateOct 26, 2019
Transfer Doc0005117377
Record UpdatedOct 29, 2026

November 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAINT CLAIR MI
Recording DateNov 6, 2019
Property Address7803 STARK DR, CLAY, MI 48001-3031
Document Number0051170377
Book / Page005117 / 000377
Instrument DateOct 26, 2019
Transaction TypeTransfer
Record UpdatedNov 28, 2019
Title CompanyBEST HOME TITLE, BEST HM TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address7803 STARK DR CLAY MI 480013031, CLAY, MI 48001-3031

Mortgage

Document Number51170379
DateNov 6, 2019
Book Page005117/000379
Lender
NameMICHIGAN SCHOOLS & GOV'T CU
TypeCredit Union
AddressCLINTON TOWNSHIP, MI 48038
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueNov 5, 2039

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Clair County
County SubdivisionClay Township
Unified School DistrictAlgonac Community School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$219,700 (+6.75%)$439,400 (+6.75%)
2025$3,225.00 (+2.25%) Homeowner's exemption$205,800 (+19.79%)
2024$3,154.00 (+8.61%)$411,600 (+19.79%)
2023$171,800
2022$2,904.00$343,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation579.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 151 policies
Nearby Flood Policies151 in force
Nearby Flood Claims144 (1979–2025)
Claims Outside the SFHA31 of 144
Most Recent ClaimApr 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIRA TOWNSHIP
serves 6,510 people · EPA ID MI0003390
Water SourceSurface water
Last State InspectionFeb 2025
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
AT&T
DSL
100 / 20

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