7825 Co Rd 22, Centre, AL 35960 Property Records

Cherokee County property record for 7825 Co Rd 22, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	2,140 sqft · built 1958
Lot Size	1.37 acres (59,677 sqft)
Owner	2 Individual Names on Record
Last Sale	$540,000 (May 2025)
Tax Bill	$2,629 (2026)
Deeds & Mortgages	Mar 2009 Mortgage Oct 2012 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-13-05-22-0-000-005.005`

Property Details

APN / Parcel Number

Primary APN	`13-13-05-22-0-000-005.005`
Alternative APNs	`ALT APN:1305220000005005` `21867`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,140 sqft Living Area
1st Floor Area	2,140 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	59,677 sqft (1.37 acres)
Boat Access	Boat Access
Boat House	Boat House

Location & Zoning

Account Number	21867
Street Address	7825 COUNTY ROAD 22
City	CENTRE
State	AL
Zip	35960-6013
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALL THAT PT LOT 2, SPRING VIEW SD 8/64;BEG @ THE NE COR SDLOT 2;SW227;W161;S143;NE272;E187;NLY193 TO POB
Legal Range	10E
Legal Township	10S
Legal Section	22
Legal Subdivision	SPRING VIEW SD
Legal Lot Number	2
Jurisdiction	CHEROKEE AL
Township / Civil Division	SPRING GARDEN
Census Block Group	1
Census Block	1013
Census Tract	956102

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7825 COUNTY ROAD 22, CENTRE, AL 35960-6013
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2009	Deed of Trust, Mortgage REGIONS BANK D/B/A REGIONS MORTGAGE
Oct 11, 2012	Deed of Trust, Mortgage REGIONS BANK D/B/A REGIONS MORTGAGE
May 23, 2025	Warranty Deed, Transfer · Conventional Mortgage NEW JERSEY LENDERS CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2025 · Amount on Record
Deed Sale	May 23, 2025 · Amount on Record
Prior Sale	Sep 2, 2008
Deed Document Number	2025238801
Record Updated	Oct 29, 2026

March 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	7825 COUNTY ROAD 22, CENTRE, AL 35960-6013
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000159048
Date	Mar 16, 2009
Instrument	159048

Lender

Name	REGIONS BANK D/B/A REGIONS MORTGAGE
Type	Bank
Address	2050 PARKWAY OFFICE CIR, HOOVER, AL 35244

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2039

October 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	7825 COUNTY ROAD 22, CENTRE, AL 35960-6013
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000176291
Date	Oct 11, 2012
Instrument	176291

Lender

Name	REGIONS BANK D/B/A REGIONS MORTGAGE
Address	2050 PARKWAY OFFICE CIR, HOOVER, AL 35244

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2027

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	May 23, 2025
Property Address	7825 COUNTY ROAD 22, CENTRE, AL 35960-6013
Document Number	0000238801
Map Reference	MB 8 PG 64
Instrument Date	May 22, 2025
Instrument	238801
Transaction Type	Transfer
Record Updated	Feb 4, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3346 BRICKEY LN, MARIETTA, GA 30068-3844

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7825 COUNTY ROAD 22, CENTRE, AL 35960-6013

Mortgage

Document Number	0000238802
Date	May 23, 2025
Instrument	238802

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,629.00 (+46.22%)
2025	$1,798.00 (+7.02%)	$30,220 (-19.76%) Land $27,880 Building $2,340	$430,200 (+7.5%) Land $280,000 Building $150,200
2024	$1,680.00	$37,660 (-5.9%) Land $25,000 Building $12,660	$400,200 (-) Land $250,000 Building $150,200
2023	$1,680.00	$40,020 (+46.27%)	$400,200 (-) Land $250,000 Building $150,200
2022	$1,680.00	$27,360 Land $25,000 Building $2,360	$400,200 Land $250,000 Building $150,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2019–2021)
Most Recent Claim	Mar 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.2% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10

Cell Coverage

5G (outdoors only) and 4G LTE

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