7735 Co Rd 22, Centre, AL 35960 Property Records

Cherokee County property record for 7735 Co Rd 22, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	1,248 sqft · built 1981
Lot Size	0.43 acres (18,731 sqft)
Owner	Company Name on Record
Last Sale	$231,500 (Dec 2021)
Tax Bill	$2,804 (2026)
Deeds & Mortgages	Dec 2023 Mortgage Dec 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`13-13-05-22-0-000-008.000`

Property Details

APN / Parcel Number

Primary APN	`13-13-05-22-0-000-008.000`
Alternative APNs	`ALT APN:1305220000008000` `217575` `6304`

Interior

Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	18,731 sqft (0.43 acres)
Garage Area	128 sqft

Exterior Amenities

Porch	Slab
Porch Area	128 sqft
Deck Area	Deck Area
Boat Access	Boat Access
Boat House	Boat House

Location & Zoning

Account Number	217575
Street Address	7735 COUNTY ROAD 22
City	CENTRE
State	AL
Zip	35960
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF LOT 3, BIG WATER S/D, 7/56; BEG @ THE NE COR SD LOT 3;W182;SW137;SLY77;E95;NE 196;NW35 TO POB
Legal Range	10E
Legal Township	10S
Legal Section	22
Legal Subdivision	BIG WATER SUB
Legal Lot Number	3
Jurisdiction	CHEROKEE AL
Township / Civil Division	SPRING GARDEN
Census Block Group	1
Census Block	1013
Census Tract	956102

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7715 COUNTY ROAD 22, CENTRE, AL 35960-6014
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2023	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL COMMUNITY BANK
Dec 8, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2021 · Amount on Record
Deed Sale	Dec 8, 2021 · Amount on Record
Prior Sale	Aug 3, 2015 · Amount on Record
Deed Document Number	2021221711
Prior Transfer Date	Oct 19, 2021
Prior Transfer Doc	0000221711
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	7735 COUNTY ROAD 22, CENTRE, AL 35960
Transaction Type	Mortgage
Record Updated	Dec 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 COMMERCE CT SE, ROME, GA 30161-6802

Mortgage

Document Number	0000231683
Date	Dec 7, 2023
Instrument	231683

Lender

Name	FIRST NATIONAL COMMUNITY BANK
Type	Bank
Address	CHATSWORTH, GA 30705

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Nov 17, 2043

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Dec 8, 2021
Property Address	7735 COUNTY ROAD 22, CENTRE, AL 35960
Document Number	0000221711
Map Reference	PB 7 PG 56
Instrument Date	Oct 19, 2021
Instrument	221711
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1203 CAVE SPRING RD SW, ROME, GA 30161-4803

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1203 CAVE SPRING RD SW, ROME, GA 30161-4803

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,804.00 (+6.98%)
2025	$2,621.00 (+6.98%)	$57,280 (+34.21%) Land $41,720 Building $15,560	$314,200 (+7.71%) Land $210,000 Building $104,200
2024	$2,450.00	$42,680 (+13.57%) Land $37,500 Building $5,180	$291,700 (+55.24%) Land $187,500 Building $104,200
2023	$2,450.00 (+109.76%)	$37,580 (+88.09%)	$187,900 (-32.41%) Land $187,500 Building $400
2022	$1,168.00	$19,980 Land $18,760 Building $1,220	$278,000 Land $187,500 Building $90,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2019–2021)
Most Recent Claim	Mar 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL · Fiber in parts of the area	50 / 10

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd 22

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures