7822 Wind Hill Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 7822 Wind Hill Dr, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,559 sqft · built 2002
Lot Size	0.29 acres (12,632 sqft)
Owner	Company Name on Record
Last Sale	$277,500 (Jun 2019)
Tax Bill	$5,366 (2024)
Deeds & Mortgages	Nov 2020 Mortgage Mar 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T021700042`

Property Details

APN / Parcel Number

Primary APN	`T021700042`
Alternative APN	`2-113B-8816-00-0186.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,559 sqft Living Area
Gross Area	5,733 sqft
1st Floor Area	2,559 sqft
Basement Area	2,523 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached
Garage Area	651 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	120 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T021700042
Street Address	7822 WIND HILL DR
City	O FALLON
State	MO
Zip	63368-4132
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WIND HILL VLG LOT 186
Legal Subdivision	WIND HILL VLG
Legal Lot Number	186
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	3
Census Block	3017
Census Tract	311153

Owner

Source: St. Charles County records, as of November 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7822 WIND HILL DR, O FALLON, MO 63368-4132
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2020	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
Mar 24, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jun 18, 2019	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2019 · Amount on Record
Deed Sale	Jun 18, 2019 · Amount on Record
Prior Sale	Oct 29, 2002 · Amount on Record
Deed Document Number	2019300560
Deed Book / Page	7091 / 925
Last Transfer Date	Mar 19, 2020
Transfer Doc	0072540548
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	7822 WIND HILL DR, O FALLON, MO 63368-4132
Document Number	0000087922
Instrument Date	Nov 5, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	7822 WIND HILL DR O FALLON MO 633684132, O FALLON, MO 63368-4132

Mortgage

Document Number	0000087922
Date	Nov 12, 2020
Instrument	87922

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 11, 2050

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 24, 2020
Property Address	7822 WIND HILL DR, O FALLON, MO 63368-4132
Document Number	0072540548
Book / Page	007254 / 000548
Instrument Date	Mar 19, 2020
Instrument	179060
Transaction Type	Transfer
Record Updated	Jun 29, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	7822 WIND HILL DR O FALLON MO 633684132, O FALLON, MO 63368-4132

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 18, 2019
Property Address	7822 WIND HILL DR, O FALLON, MO 63368-4132
Document Number	0070910925
Book / Page	007091 / 000925
Instrument Date	Jun 11, 2019
Instrument	300560
Transaction Type	Transfer
Record Updated	Jul 16, 2019
Title Company	CHESTERFIELD TITLE AGENCY LLC, CHESTERFIELD TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7822 WIND HILL DR O FALLON MO 633684132, O FALLON, MO 63368-4132

Mortgage

Document Number	70910928
Date	Jun 18, 2019
Book Page	007091/000928
Instrument	300570

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 17, 2049

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$92,261 (+10.23%)	$485,583 (+10.23%) Land $62,307 Building $423,276
2024	$5,366.00
2023		$83,698
2022			$440,514 Land $54,000 Building $386,514

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, Gateway Fiber.

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