7817 Wind Hill Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 7817 Wind Hill Dr, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,506 sqft · built 2002
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$301,198 (May 2002)
Deeds & Mortgages	May 2023 Line of Credit Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T021700021`

Property Details

APN / Parcel Number

Primary APN	`T021700021`
Alternative APN	`2-113B-8816-00-0165.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,506 sqft Living Area
Gross Area	5,588 sqft
1st Floor Area	2,506 sqft
Basement Area	2,420 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	662 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	102 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T021700021
Street Address	7817 WIND HILL DR
City	O FALLON
State	MO
Zip	63368-4134
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WIND HILL VLG LOT 165
Legal Subdivision	WIND HILL VLG
Legal Lot Number	165
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	3
Census Block	3017
Census Tract	311153

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7817 WIND HILL DR, O FALLON, MO 63368-4134
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2023	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Oct 31, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MORTGAGE CORP
Dec 30, 2020	Deed of Trust, Mortgage AMERICAN MTG CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2002 · Amount on Record
Deed Sale	May 31, 2002 · Amount on Record
Deed Document Number	200250522
Deed Book / Page	2906 / 1526
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	7817 WIND HILL DR, O FALLON, MO 63368-4134
Transaction Type	Mortgage
Record Updated	May 25, 2023
Title Company	CLEAR TITLE GROUP LLC, CLEAR TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7817 WIND HILL DR, O FALLON, MO 63368-4134

Mortgage

Document Number	0000017903
Date	May 11, 2023
Instrument	2023R-017903

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Apr 1, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	7817 WIND HILL DR, O FALLON, MO 63368-4134
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TOUCHSTONE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071732069
Date	Oct 31, 2019
Book Page	7173/2069
Instrument	20191031000619600

Lender

Name	AMERICAN MORTGAGE CORP
Type	Mortgage Company
Address	SAINT LOUIS, MO 63114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	7817 WIND HILL DR, O FALLON, MO 63368-4134
Document Number	0000003025
Instrument Date	Dec 30, 2020
Transaction Type	Mortgage
Record Updated	Mar 25, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7817 WIND HILL DR O FALLON MO 633684134, O FALLON, MO 63368-4134

Mortgage

Document Number	0000003025
Date	Jan 12, 2021
Instrument	3025

Lender

Name	AMERICAN MTG CORP
Address	SAINT LOUIS, MO 63114

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 11, 2051

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$87,533 (+12.48%)	$460,698 (+12.48%) Land $62,307 Building $398,391
2023	$77,818
2022		$409,569 Land $54,000 Building $355,569

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, Gateway Fiber.

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