7822 Turtle Run Ct, Prospect, KY 40059 Property Records

Louisville/Jefferson County Metro Government property record for 7822 Turtle Run Ct, Prospect, KY 40059

Property Summary

Property TypeCondominium
Details3 bd · 2 ba · 1,120 sqft · built 2005
Lot Size0.025 acres (1,120 sqft)
OwnerIndividual Name on Record
Last Sale$227,000 (Jul 2024)
Tax Bill$2,533 (2025)
Deeds & MortgagesFeb 2026 Line of Credit
Jun 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN213642000F0001

Property Details

APN / Parcel Number

Primary APN213642000F0001
Alternative APNs
  • 3642000F0001
  • 00908406

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,120 sqft Finished Area
FlooringCovered
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Exterior MaterialBrick Veneer
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area1,120 sqft (0.025 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number00908406
Street Address7822 TURTLE RUN CT
CityPROSPECT
StateKY
Zip40059-8334
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionLAZY CREEK (6TH AMEND) BLDG-F UNIT-1 1120 SQ FT BK 110; PGS 70-72; 8705 X 717; 09/30/2005 OFF: 3573-0012-0000 CAB
Legal SubdivisionLAZY CRK CONDOS
Legal Lot NumberF
Legal Unit1-F
JurisdictionJEFFERSON KY
Township / Civil DivisionPEWEE VALLEY
Census Block Group2
Census Block2004
Census Tract7502

Owner

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address7822 TURTLE RUN CT, PROSPECT, KY 40059-8334
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 2, 2026Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK CENTRAL OHIO
Jun 10, 2020Warranty Deed, Transfer · Conventional Mortgage
BENCHMARK MTG
Mar 20, 2017Deed of Trust, Mortgage · Conventional Mortgage
FIFTH THIRD BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 15, 2024 · Amount on Record
Deed SaleJul 15, 2024 · Amount on Record
Prior SaleJun 10, 2020 · Amount on Record
Deed Document Number09141618
Deed Book / Page12874 / 880
Record UpdatedJun 8, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON KY
Property Address7822 TURTLE RUN CT, PROSPECT, KY 40059-8334
Transaction TypeMortgage
Record UpdatedFeb 13, 2026
Title CompanyBRYTH TITLE AND ESCROW, BLYTHE TITLE AND ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name
Address7822 TURTLE RUN CT, PROSPECT, KY 40059-8334

Mortgage

Document Number0000012421
DateFeb 2, 2026
Book PageM 19646/95
Instrument2026012421
Lender
NameFIFTH THIRD BANK CENTRAL OHIO
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeLine of Credit
AmountAmount Recorded
Term358 Months
DueDec 25, 2055

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON KY
Recording DateJun 10, 2020
Property Address7822 TURTLE RUN CT, PROSPECT, KY 40059-8334
Document Number0117060354
Book / Page011706 / 000354
Instrument DateJun 5, 2020
Instrument108290
Transaction TypeTransfer
Record UpdatedJun 23, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$176.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7822 TURTLE RUN CT PROSPECT KY 400598334, PROSPECT, KY 40059-8334

Mortgage

Document Number165920084
DateJun 10, 2020
Book Page016592/000084
Instrument108291
Lender
NameBENCHMARK MTG
TypeMortgage Company
AddressPLANO, TX 75024
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 9, 2050

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON KY
Property Address7822 TURTLE RUN CT, PROSPECT, KY 40059-8334
Document Number0150180264
Instrument DateMar 20, 2017
Transaction TypeMortgage
Record UpdatedAug 21, 2018
Title CompanyACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address7822 TURTLE RUN CT PROSPECT KY 400598334, PROSPECT, KY 40059-8334

Mortgage

Document Number0150180264
DateApr 17, 2017
Book Page015018/000264
Instrument89868
Lender
NameFIFTH THIRD BK
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 16, 2032

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
County / Consolidated CityLouisville/Jefferson County Metro Government
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,533.00 (+24.29%)$227,000 (+28.98%) Building $227,000
2024$227,000 (+28.98%) Building $227,000
2023$2,038.00 (-0.34%)$176,000 (-) Building $176,000$176,000 (-) Building $176,000
2022$2,045.00$176,000 Building $176,000$176,000 Building $176,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1997–2013)
Claims Outside the SFHA1 of 2
Most Recent ClaimFeb 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUISVILLE WATER COMPANY
private · serves 806,997 people · EPA ID KY0560258
Water SourceSurface water
Last State InspectionOct 2023
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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