Louisville/Jefferson County Metro Government property record for 7814 Turtle Run Ct, Prospect, KY 40059
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2 ba · 1,154 sqft · built 2005 |
| Lot Size | 0.026 acres (1,154 sqft) |
| Owner | Individual Name on File |
| Last Sale | $136,900 (Jun 2010) |
| Tax Bill | $1,696 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Apr 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 213642000F0005 |
| Primary APN | 213642000F0005 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,154 sqft Finished Area |
| Flooring | Covered |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 1,154 sqft (0.026 acres) |
| Lot Dimensions | 717 ft deep x 8,705 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 00908410 |
|---|---|
| Street Address | 7814 TURTLE RUN CT |
| City | PROSPECT |
| State | KY |
| Zip | 40059-8334 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | LAZY CREEK (6TH AMEND) BLDG-F UNIT-5 1154 SQ FT BK 110; PGS 70-72; 8705 X 717; 09/30/2005 OFF: 3573-0012-0000 CAB |
| Legal Subdivision | LAZY CREEK (6TH AMEND) BLDG-F |
| Legal Unit | 5-F |
| Jurisdiction | JEFFERSON KY |
| Township / Civil Division | PEWEE VALLEY |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 7502 |
7814 Turtle Run Ct, a condominium, is owned and occupied by an individual who bought it in June 2010.
Source: Louisville/Jefferson County Metro Government records, as of August 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7814 TURTLE RUN CT, PROSPECT, KY 40059-8334 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 19, 2026 | Deed of Trust, Mortgage · Line of Credit FREEDOM MORTGAGE CORPORATION |
| Apr 22, 2026 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION |
| Dec 22, 2023 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Apr 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATEWIDE MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 1, 2010 · Amount on File |
| Deed Sale | Jun 1, 2010 · Amount on File |
| Prior Sale | Oct 20, 2006 · Amount on File |
| Deed Document Number | 201069543 |
| Deed Book / Page | 9568 / 260 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Recording Date | Aug 19, 2026 |
| Property Address | 7814 TURTLE RUN CT, PROSPECT, KY 40059-8334 |
| Document Number | 0000102164 |
| Book / Page | 19939 / 202 |
| Instrument Date | Aug 11, 2026 |
| Instrument | 2026102164 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 7814 TURTLE RUN CT, 5, PROSPECT, KY 40059-8334 |
| Document Number | 0000102164, |
|---|---|
| Date | Aug 19, 2026 |
| Book Page | 19939/202 |
| Instrument | 2026102164 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 7, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Recording Date | Apr 22, 2026 |
| Property Address | 7814 TURTLE RUN CT, PROSPECT, KY 40059-8334 |
| Document Number | 0000046007 |
| Book / Page | 19761 / 904 |
| Instrument Date | Apr 16, 2026 |
| Instrument | 202646007 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 7814 TURTLE RUN CT, PROSPECT, KY 40059-8334 |
| Document Number | 0000046007, |
|---|---|
| Date | Apr 22, 2026 |
| Book Page | 19761/904 |
| Instrument | 202646007 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Property Address | 7814 TURTLE RUN CT, PROSPECT, KY 40059-8334 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2024 |
| Name | Verified Name |
|---|---|
| Address | 7814 TURTLE RUN CT, PROSPECT, KY 40059-8334 |
| Document Number | 0000251682 |
|---|---|
| Date | Dec 22, 2023 |
| Book Page | M 18733/434 |
| Instrument | 2023251682 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Property Address | 7814 TURTLE RUN CT, PROSPECT, KY 40059-8334 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2023 |
| Title Company | BRIDGETRUST TITLE GROUP |
| Name | Verified Name |
|---|
| Document Number | 0000078610 |
|---|---|
| Date | Apr 1, 2021 |
| Book Page | 17276/680 |
| Instrument | 2021078610 |
| Name | STATEWIDE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | LOUISVILLE, KY 40223 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
Source: Louisville/Jefferson County Metro Government assessment roll, as of December 16, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County / Consolidated City | Louisville/Jefferson County Metro Government |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,696.00 (-3.64%) | $152,000 (-) Building $152,000 | |
| 2024 | $152,000 (-) Building $152,000 | ||
| 2023 | $1,760.00 (-0.34%) | $152,000 (-) Building $152,000 | $152,000 (-) Building $152,000 |
| 2022 | $1,766.00 | $152,000 Building $152,000 | $152,000 Building $152,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7814 Turtle Run Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1997–2013) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 2013 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7814 Turtle Run Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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