Lincoln County property record for 7822 Burning Ridge Dr, Stanley, NC 28164
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,132 sqft · built 2015 |
| Lot Size | 0.334 acres (14,549 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $640,000 (Oct 2024) |
| Tax Bill | $3,582 (2026) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Dec 2022 Transfer + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4612-22-2457 |
| Primary APN | 4612-22-2457 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,132 sqft Living Area |
| Basement Area | 427 sqft |
| Unfinished Basement | 427 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Custom Design |
| Lot Area | 14,549 sqft (0.334 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 307265 |
|---|---|
| Street Address | 7822 BURNING RIDGE DR |
| City | STANLEY |
| State | NC |
| Zip | 28164-6849 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-MU CU |
| Legal Description | #73 LT TREETOPS PH1 REV |
| Legal Subdivision | TREETOPS |
| Legal Lot Number | 73 |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 71102 |
7822 Burning Ridge Dr is owned and occupied by two individuals who bought it in October 2024.
Source: Lincoln County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7822 BURNING RIDGE DR, STANLEY, NC 28164-6849 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 16, 2023 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Dec 21, 2022 | Intrafamily Transfer, Transfer |
| May 17, 2021 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING |
| May 6, 2022 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 29, 2021 | Warranty Deed, Transfer ZILLOW CLOSING SERVICES LLC |
| May 18, 2020 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG |
| May 30, 2017 | Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 24, 2024 · Amount on File |
| Deed Sale | Oct 24, 2024 · Amount on File |
| Prior Sale | Mar 16, 2023 · Amount on File |
| Deed Document Number | 2024686683 |
| Deed Book / Page | 3362 / 287 |
| Prior Transfer Date | Dec 13, 2022 |
| Prior Transfer Doc | 0003219168 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Mar 16, 2023 |
| Property Address | 7822 BURNING RIDGE DR, STANLEY, NC 28164-6849 |
| Document Number | 0003235661 |
| Book / Page | 3235 / 661 |
| Map Reference | MB 14 PG 460 |
| Instrument Date | Mar 14, 2023 |
| Instrument | 664778 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,248.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 164 ASHBROOK RD, STATESVILLE, NC 28677-2501 |
| Name | Verified Name |
|---|---|
| Address | 7822 BURNING RIDGE DR, STANLEY, NC 28164-6849 |
| Document Number | 0000664779 |
|---|---|
| Date | Mar 16, 2023 |
| Instrument | 664779 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.12% |
| Type Change Date | Apr 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.1% |
| Index | Other |
| Max Rate | 11.1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Dec 21, 2022 |
| Property Address | 7822 BURNING RIDGE DR, STANLEY, NC 28164-6849 |
| Document Number | 0003219168 |
| Book / Page | 3219 / 168 |
| Map Reference | MB 13 PG 377 |
| Instrument Date | Dec 13, 2022 |
| Instrument | 661747 |
| Transaction Type | Transfer |
| Record Updated | Jan 2, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 164 ASHBROOK RD, STATESVILLE, NC 28677-2501 |
| Name | Verified Name |
|---|---|
| Address | 2133 NODDING PINES DR APT 711, 711, CORPUS CHRISTI, TX 78414-2463 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 7822 BURNING RIDGE DR, STANLEY, NC 28164-6849 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Title Company | VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0000304261 |
|---|---|
| Date | May 17, 2021 |
| Book Page | 3042/61 |
| Instrument | 631404 |
| Name | CLEARPATH LENDING |
|---|---|
| Type | Lending Institution |
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | May 6, 2022 |
| Property Address | 7822 BURNING RIDGE DR, STANLEY, NC 28164-6849 |
| Document Number | 0003162944 |
| Book / Page | 3162 / 944 |
| Map Reference | MB 14 PG 460 |
| Instrument Date | Apr 29, 2022 |
| Instrument | 651857 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Title Company | INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,230.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1301 2ND AVE # AVE31, 1301, SEATTLE, WA 98101-3800 |
| Name | Verified Name |
|---|---|
| Address | 7822 BURNING RIDGE DR, STANLEY, NC 28164-6849 |
| Document Number | 0000651858 |
|---|---|
| Date | May 6, 2022 |
| Instrument | 651858 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Oct 29, 2021 |
| Property Address | 7822 BURNING RIDGE DR, STANLEY, NC 28164-6849 |
| Document Number | 0003101897 |
| Book / Page | 3101 / 897 |
| Map Reference | MB 14 PG 460 |
| Instrument Date | Oct 29, 2021 |
| Instrument | 641729 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Title Company | ZILLOW CLOSING SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,242.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 519 MADISON ST, 519, LINCOLNTON, NC 28092-2443 |
| Name | Verified Name |
|---|---|
| Address | 1301 2ND AVE, SEATTLE, WA 98101-3800 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 7822 BURNING RIDGE DR, STANLEY, NC 28164-6849 |
| Document Number | 2910861 |
| Instrument Date | May 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2020 |
| Title Company | VANTAGE PT TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 7822 BURNING RIDGE DR STANLEY NC 281646849, STANLEY, NC 28164-6849 |
| Document Number | 2910861 |
|---|---|
| Date | May 21, 2020 |
| Book Page | 002910/000861 |
| Instrument | 609193 |
| Name | CLEARPATH LNDG |
|---|---|
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 20, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 7822 BURNING RIDGE DR, STANLEY, NC 28164-6849 |
| Document Number | 2669977 |
| Book / Page | 002669 / 000977 |
| Instrument Date | May 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2017 |
| Title Company | LENDERS TITLE SOLUTIONS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7822 BURNING RIDGE DR STANLEY NC 281646849, STANLEY, NC 28164-6849 |
| Document Number | 2669977 |
|---|---|
| Date | Jun 5, 2017 |
| Book Page | 002669/000977 |
| Instrument | 563635 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 4, 2047 |
The 2026 property tax bill for 7822 Burning Ridge Dr was $3,582.
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,582.00 | $569,909 (-) Land $80,000 Building $489,909 | $569,909 (-) Land $80,000 Building $489,909 |
| 2025 | $3,582.00 | $569,909 Land $80,000 Building $489,909 | $569,909 Land $80,000 Building $489,909 |
| 2023 | $3,547.00 | $569,909 Land $80,000 Building $489,909 | $569,909 Land $80,000 Building $489,909 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7822 Burning Ridge Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7822 Burning Ridge Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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