7803 Burning Ridge Dr, Stanley, NC 28164 Property Records

Lincoln County property record for 7803 Burning Ridge Dr, Stanley, NC 28164

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 4,354 sqft · built 2008
Lot Size0.677 acres (29,490 sqft)
Owner2 Individual Names on File
Last Sale$545,000 (Apr 2014)
Tax Bill$5,533 (2026)
Deeds & MortgagesJan 2024 Line of Credit
Oct 2022 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN4612-22-1874

Property Details

APN / Parcel Number

Primary APN4612-22-1874
Alternative APNs
  • 251444
  • 85944

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area4,354 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleCustom Design
Lot Area29,490 sqft (0.677 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number251444
Street Address7803 BURNING RIDGE DR
CitySTANLEY
StateNC
Zip28164-6849
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD-MU CU
Legal Description#137 LT TREETOPS PH2
Legal SubdivisionTREETOPS
Legal Lot Number137
JurisdictionLINCOLN NC
Township / Civil DivisionCATAWBA SPRINGS
Census Block Group1
Census Block1007
Census Tract71102

Owner

7803 Burning Ridge Dr is owned and occupied by two individuals who bought it in April 2014.

Source: Lincoln County records, as of August 27, 2026

Owner of Record2 Individual Names on File
Mailing Address7803 BURNING RIDGE DR, STANLEY, NC 28164-6849
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 11, 2024Deed of Trust, Mortgage · Line of Credit
FIRST CITIZENS BANK & TRUST CO
Oct 10, 2022Deed of Trust, Mortgage · Line of Credit
FIRST CITIZENS BANK & TRUST CO
Dec 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Apr 7, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN FINANCIAL NETWORK INC
Aug 27, 2018Deed of Trust, Mortgage · Conventional Mortgage
SPRING EQ LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 4, 2014 · Amount on File
Deed SaleApr 4, 2014 · Amount on File
Prior SaleJul 12, 2012 · Amount on File
Deed Document Number2014519260
Deed Book / Page2449 / 358
Record UpdatedOct 29, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN NC
Property Address7803 BURNING RIDGE DR, STANLEY, NC 28164-6849
Transaction TypeMortgage
Record UpdatedJan 30, 2024
Title CompanySTEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

NameVerified Name
Address7803 BURNING RIDGE DR, STANLEY, NC 28164-6849

Mortgage

Document Number0000032991
DateJan 11, 2024
Book Page3299/1
Instrument675954
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN NC
Property Address7803 BURNING RIDGE DR, STANLEY, NC 28164-6849
Transaction TypeMortgage
Record UpdatedOct 21, 2022
Title CompanySTEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

NameVerified Name
Address7803 BURNING RIDGE DR, STANLEY, NC 28164-6849

Mortgage

Document Number0003202673
DateOct 10, 2022
Book Page3202/673
Instrument658899
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN NC
Property Address7803 BURNING RIDGE DR, STANLEY, NC 28164-6849
Transaction TypeMortgage
Record UpdatedJan 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003121855
DateDec 28, 2021
Book Page3121/855
Instrument644979
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2052

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN NC
Property Address7803 BURNING RIDGE DR, STANLEY, NC 28164-6849
Transaction TypeMortgage
Record UpdatedApr 15, 2021
Title CompanyORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number3028137
DateApr 7, 2021
Book Page3028/137
Instrument628857
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
AddressBREA, CA 92821
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2051

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN NC
Property Address7803 BURNING RIDGE DR, STANLEY, NC 28164-6849
Document Number2766344
Instrument DateAug 27, 2018
Transaction TypeMortgage
Record UpdatedSep 14, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address7803 BURNING RIDGE DR STANLEY NC 281646849, STANLEY, NC 28164-6849

Mortgage

Document Number2766344
DateAug 29, 2018
Book Page002766/000344
Instrument582592
Lender
NameSPRING EQ LLC
AddressPHILADELPHIA, PA 19104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term60 Months
DueAug 28, 2023

Tax Assessment & Valuation

The 2026 property tax bill for 7803 Burning Ridge Dr was $5,533.

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyLincoln County
Unified School DistrictLincoln County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,533.00$892,924 Land $80,000 Building $812,924$892,924 Land $80,000 Building $812,924
2023$5,490.00$892,924 Land $80,000 Building $812,924$892,924 Land $80,000 Building $812,924

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7803 Burning Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7803 Burning Ridge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLINCOLN COUNTY WTP
serves 49,693 people · EPA ID NC0155035
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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