Hamilton County property record for 7821 Laurel Ave, Cincinnati, OH 45243
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,664 sqft · built 1926 |
| Lot Size | 0.261 acres (11,369 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $58,400 (Jan 2003) |
| Tax Bill | $5,640 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit Mar 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 525-0002-0097-00 |
| Primary APN | 525-0002-0097-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,664 sqft Living Area |
| Gross Area | 2,768 sqft |
| 1st Floor Area | 1,134 sqft |
| Attic | Attic |
| Attic Area | 530 sqft |
| Basement Area | 1,104 sqft |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 11,369 sqft (0.261 acres) |
| Lot Dimensions | 243 ft deep x 51.2 ft wide |
| Garage Type | Detached |
| Garage Area | 378 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Porch Area | 176 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 7821 LAUREL AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45243-2608 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAUREL AVE 51.18 X 243.93PT LOT 14 MOORE & HOSBROOK SUB |
| Legal Subdivision | MOORE & HOSBROOK SUB |
| Legal Lot Number | 14 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | MADEIRA |
| Census Block Group | 6 |
| Census Block | 6000 |
| Census Tract | 24100 |
Source: Hamilton County records, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7821 LAUREL AVE, CINCINNATI, OH 45243-2608 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 26, 2022 | Deed of Trust, Mortgage · Line of Credit UNION SAVINGS BANK |
| Mar 6, 2019 | Quit Claim Deed, Transfer · ARM UNION SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 28, 2003 · Amount on Record |
| Deed Sale | Jan 28, 2003 · Amount on Record |
| Deed Document Number | 2003281075 |
| Deed Book / Page | 9154 / 1756 |
| Prior Transfer Date | May 4, 1993 |
| Prior Transfer Doc | 0000181474 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 7821 LAUREL AVE, CINCINNATI, OH 45243-2608 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Name | Verified Name |
|---|---|
| Address | 7821 LAUREL AVE, CINCINNATI, OH 45243-2608 |
| Document Number | 0000082648 |
|---|---|
| Date | Aug 26, 2022 |
| Book Page | 14739/1179 |
| Instrument | 2022-0082648 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 1, 2032 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Mar 6, 2019 |
| Property Address | 7821 LAUREL AVE, CINCINNATI, OH 45243-2608 |
| Document Number | 0000016793 |
| Book / Page | 13868 / 01871 |
| Instrument Date | Feb 28, 2019 |
| Instrument | 2019-0016793 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7821 LAUREL AVE, CINCINNATI, OH 45243-2608 |
| Document Number | 0000016794 |
|---|---|
| Date | Mar 6, 2019 |
| Instrument | 2019-0016794 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Type Change Date | Mar 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 7% |
| Index | 1-Year CMT |
| Max Rate | 11% |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Madeira City |
| Unified School District | Madeira City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,640.00 (-0.05%) | $93,370 (-) Land $42,742 Building $50,628 | $266,770 (-) Land $122,120 Building $144,650 |
| 2024 | $5,643.00 (+4.89%) | $93,370 (+4.35%) Land $42,742 Building $50,628 | |
| 2023 | $5,380.00 (+16.5%) | $89,478 (+42.18%) Land $42,742 Building $46,736 | $266,770 (+48.36%) Land $122,120 Building $144,650 |
| 2022 | $4,618.00 | $62,934 Land $29,922 Building $33,012 | |
| 2020 | $179,810 Land $85,490 Building $94,320 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1985–2001) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 2001 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN HILL CITY PWS serves 15,000 people · EPA ID OH3101112 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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