7820 Laurel Ave, Cincinnati, OH 45243 Property Records

Hamilton County property record for 7820 Laurel Ave, Cincinnati, OH 45243

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,084 sqft · built 1925
Lot Size0.402 acres (17,511 sqft)
OwnerCompany Name on Record
Tax Bill$4,223 (2025)
Deeds & MortgagesJan 2022 Mortgage
Jun 2020 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN525-0002-0046-00

Property Details

APN / Parcel Number

Primary APN525-0002-0046-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,084 sqft Living Area
Gross Area1,784 sqft
1st Floor Area748 sqft
AtticAttic
Attic Area336 sqft
Basement Area700 sqft

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Architectural StyleConventional
Exterior MaterialStucco
Roof MaterialAsphalt
Lot Area17,511 sqft (0.402 acres)
Lot Dimensions185 ft deep x 44 ft wide
Garage TypeBasement
Parking Spaces1 Parking Space
PorchSlab
Porch Area66 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address7820 LAUREL AVE
CityCINCINNATI
StateOH
Zip45243-2609
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description7820 LAUREL AVE 44 X 185.50 IRR PT LOT 3 MOORE & HOSBROOK
Legal SubdivisionMOORE & HOSBROOK
Legal Lot Number3
JurisdictionHAMILTON OH
Township / Civil DivisionMADEIRA
Census Block Group6
Census Block6002
Census Tract24100

Owner

Source: Hamilton County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address7395 DRAKE RD, CINCINNATI, OH 45243-1419
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 6, 2022Deed of Trust, Mortgage · Commercial Mortgage
FIRST STATE BANK
Jun 11, 2020Deed of Trust, Mortgage · Line of Credit
FIRST ST BK
Feb 26, 2019Deed of Trust, Mortgage
FORCHT BK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 25, 2005
Deed SaleJan 25, 2005
Deed Document Number200513613
Deed Book / Page9841 / 323
Prior Transfer DateDec 27, 2003
Prior Transfer Doc0000596794
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address7820 LAUREL AVE, CINCINNATI, OH 45243-2609
Transaction TypeMortgage
Record UpdatedFeb 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002091
DateJan 6, 2022
Book Page14578/1927
Instrument2022-0002091
Lender
NameFIRST STATE BANK
TypeBank
Address19230
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address7820 LAUREL AVE, CINCINNATI, OH 45243-2609
Document Number0000055252
Instrument DateJun 11, 2020
Transaction TypeMortgage
Record UpdatedJul 24, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address19230 STATE ROUTE 136 WINCHESTER OH 456979571, WINCHESTER, OH 45697-9571

Mortgage

Document Number0000055252
DateJun 11, 2020
Book Page014187/002192
Instrument55252
Lender
NameFIRST ST BK
TypeBank
AddressWINCHESTER, OH 45697
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJun 10, 2045
Interest
Rate TypeAdjustable Rate

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address7820 LAUREL AVE, CINCINNATI, OH 45243-2609
Document Number0000015514
Instrument DateFeb 26, 2019
Transaction TypeMortgage
Record UpdatedJun 3, 2019
Title CompanyBUCKEYE LAND TITLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address7395 DRAKE RD CINCINNATI OH 452431419, CINCINNATI, OH 45243-1419

Mortgage

Document Number0000015514
DateMar 1, 2019
Book Page013865/001379
Instrument15514
Lender
NameFORCHT BK NA
TypeBank
AddressLOUISVILLE, KY 40299
Agreement
AmountAmount Recorded
Term240 Months
DueFeb 28, 2039

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityMadeira City
Unified School DistrictMadeira City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,223.00 (-0.05%)$69,829 (-) Land $35,403 Building $34,426$199,510 (-) Land $101,150 Building $98,360
2024$4,225.00 (+0.52%)$69,829 (-) Land $35,403 Building $34,426
2023$4,203.00 (+22.14%)$69,829 (+49.06%) Land $35,403 Building $34,426$199,510 (+49.07%) Land $101,150 Building $98,360
2022$3,441.00$46,845 Land $24,784 Building $22,061
2020$133,840 Land $70,810 Building $63,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1985–2001)
Claims Outside the SFHA3 of 3
Most Recent ClaimJul 2001 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIAN HILL CITY PWS
serves 15,000 people · EPA ID OH3101112
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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