7821 E Bluff Dr, Penn Yan, NY 14527 Property Records

Yates County and Jerusalem Town property record for 7821 E Bluff Dr, Penn Yan, NY 14527

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,448 sqft · built 1920
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$717,500 (Sep 2022)
Tax Bill	$10,608 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Mar 2026 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`0932-000`

Property Details

APN / Parcel Number

Primary APN	`0932-000`
Alternative APNs	`268910304200010040000000` `572689 103.42-1-4`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,448 sqft Living Area
1st Floor Area	724 sqft
2nd Floor Area	724 sqft
Game Room	Game Room

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Cottage
Exterior Material	Wood
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	1 ft deep x 107 ft wide
View / Lot	Waterfront

Exterior Amenities

Porch	Slab
Shed	1 Shed
Boat Access	Boat Access
Boat House	350 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0932-000
Street Address	7821 E BLUFF DR
City	PENN YAN
State	NY
Zip	14527-9089
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Block	1
Legal Lot Number	4.000
Jurisdiction	YATES NY
Township / Civil Division	JERUSALEM
Census Block Group	5
Census Block	5011
Census Tract	150400

Owner

Source: Yates County and Jerusalem Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	137 AMITY ST, SPENCERPORT, NY 14559-1324
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Mar 23, 2026	Intrafamily Transfer, Transfer
Feb 2, 2024	Intrafamily Transfer, Transfer
Sep 23, 2022	Warranty Deed, Transfer · Conventional Mortgage PREMIUM MORTGAGE CORP
Oct 30, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance THE LYONS NATIONAL BANK
Oct 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE LYONS NATIONAL BANK
May 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage THE LYONS NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2022 · Amount on Record
Deed Sale	Sep 23, 2022 · Amount on Record
Deed Document Number	20229718
Last Transfer Date	Feb 1, 2024
Transfer Doc	0202413751
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YATES NY
Recording Date	Jul 22, 2026
Property Address	7821 E BLUFF DR, PENN YAN, NY 14527-9089
Document Number	0000020895
Instrument Date	Jul 15, 2026
Instrument	202620895
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7821 E BLUFF DR, PENN YAN, NY 14527-9089

Mortgage

Document Number	0000020895,
Date	Jul 22, 2026
Instrument	202620895

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 15, 2051

Interest

Max Rate	-1%

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	YATES NY
Recording Date	Mar 23, 2026
Property Address	7821 E BLUFF DR, PENN YAN, NY 14527-9089
Document Number	0202619959
Instrument Date	Mar 12, 2026
Instrument	2026-19959
Transaction Type	Transfer
Record Updated	Apr 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 AMITY ST, SPENCERPORT, NY 14559-1324

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	YATES NY
Recording Date	Feb 2, 2024
Property Address	7821 E BLUFF DR, PENN YAN, NY 14527-9089
Document Number	0202413751
Instrument Date	Feb 1, 2024
Instrument	2024-13751
Transaction Type	Transfer
Record Updated	Mar 15, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	137 AMITY ST, SPENCERPORT, NY 14559-1324

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YATES NY
Recording Date	Sep 23, 2022
Property Address	7821 E BLUFF DR, PENN YAN, NY 14527-9089
Document Number	0020229718
Instrument Date	Sep 14, 2022
Instrument	2022-9718
Transaction Type	Transfer
Record Updated	Oct 11, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,870.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7821 E BLUFF DR, 7821, PENN YAN, NY 14527-9089

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 AMITY ST, SPENCERPORT, NY 14559-1324

Mortgage

Document Number	0020229719
Date	Sep 23, 2022
Instrument	2022-9719

Lender

Name	PREMIUM MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YATES NY
Property Address	7821 E BLUFF DR, PENN YAN, NY 14527-9089
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20202692
Date	Oct 30, 2020
Instrument	2020-2692

Lender

Name	THE LYONS NATIONAL BANK
Type	Bank
Address	GENEVA, NY 14456

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YATES NY
Property Address	7821 E BLUFF DR, PENN YAN, NY 14527-9089
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20202691
Date	Oct 30, 2020
Instrument	2020-2691

Lender

Name	THE LYONS NATIONAL BANK
Type	Bank
Address	GENEVA, NY 14456

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YATES NY
Property Address	7821 E BLUFF DR, PENN YAN, NY 14527-9089
Transaction Type	Mortgage
Record Updated	Aug 3, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017-00001102
Date	May 3, 2017
Book Page	MT 1061/141
Instrument	2017-00001102

Lender

Name	THE LYONS NATIONAL BANK
Type	Bank
Address	GENEVA, NY 14456

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2032

Tax Assessment & Valuation

Source: Yates County and Jerusalem Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Yates County
County Subdivision	Jerusalem Town
Unified School District	Penn Yan Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,608.00 (+2.34%)
2025	$10,365.00 (+19.79%)	$718,400 (+47.73%) Land $437,000 Building $281,400	$764,255 (+33.58%) Land $464,893 Building $299,362
2023		$486,300 Land $341,200 Building $145,100	$572,118 Land $401,412 Building $170,706
2020	$8,653.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2014 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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