7745 E Bluff Dr, Penn Yan, NY 14527 Property Records

Yates County and Jerusalem Town property record for 7745 E Bluff Dr, Penn Yan, NY 14527

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,124 sqft · built 1981
Lot Size	0.61 acres (26,572 sqft)
Owner	2 Individual Names on File
Last Sale	$885,000 (Mar 2024)
Tax Bill	$8,970 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0854-000`

Property Details

APN / Parcel Number

Primary APN	`0854-000`
Alternative APNs	`268910303400010060000000` `572689 103.34-1-6`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,124 sqft Living Area
1st Floor Area	724 sqft
Upper Floors Area	200 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1995
Architectural Style	Cottage
Exterior Material	Wood
Lot Area	26,572 sqft (0.61 acres)
Lot Dimensions	1 ft deep x 84 ft wide
View / Lot	Waterfront
Porch	Patio
Porch Area	348 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0854-000
Street Address	7745 E BLUFF DR
City	PENN YAN
State	NY
Zip	14527-9088
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Block	1
Legal Lot Number	6.000
Jurisdiction	YATES NY
Township / Civil Division	JERUSALEM
Census Block Group	4
Census Block	4024
Census Tract	150400

Owner

Source: Yates County and Jerusalem Town records · APN 0854-000

Assessment roll updated April 21, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	157 CHARLES RIVER ST, NEEDHAM, MA 02492-1475
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage PITTSFORD FCU
May 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PITTSFORD FCU
Mar 19, 2024	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Oct 05, 2017	Warranty Deed, Transfer · Conventional Mortgage PITTSFORD FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 19, 2024 · Amount on Record
Deed Sale	Mar 19, 2024 · Amount on Record
Prior Sale	Oct 05, 2017 · Amount on Record
Deed Document Number	202414100
Record Updated	Jun 08, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YATES NY
Property Address	7745 E BLUFF DR, PENN YAN, NY 14527-9088
Transaction Type	Mortgage
Record Updated	Mar 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0020214979
Date	May 26, 2021
Instrument	2021-4979

Lender

Name	PITTSFORD FCU
Type	Credit Union
Address	PITTSFORD, NY 14534

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 01, 2041

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YATES NY
Property Address	7745 E BLUFF DR, PENN YAN, NY 14527-9088
Transaction Type	Mortgage
Record Updated	Mar 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0020214980
Date	May 26, 2021
Instrument	2021-4980

Lender

Name	PITTSFORD FCU
Type	Credit Union
Address	PITTSFORD, NY 14534

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Jun 01, 2041

Interest

Rate Type	Fixed Rate
Rate	2.62%

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YATES NY
Recording Date	Mar 19, 2024
Property Address	7745 E BLUFF DR, PENN YAN, NY 14527-9088
Document Number	0202414100
Instrument Date	Mar 01, 2024
Instrument	2024-14100
Transaction Type	Transfer
Record Updated	Apr 08, 2024
Title Company	ABAR ABSTRACT, ABAR ABSTRACT CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,540.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21 ROXBURY LN, PITTSFORD, NY 14534-4202

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	157 CHARLES RIVER ST, NEEDHAM, MA 02492-1475

Mortgage

Document Number	0202414101
Date	Mar 19, 2024
Instrument	2024-14101

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 01, 2044

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YATES NY
Recording Date	Oct 05, 2017
Property Address	7745 E BLUFF DR, PENN YAN, NY 14527-9088
Document Number	0DE726/067
Book / Page	DE 726 / 067
Instrument Date	Sep 27, 2017
Instrument	2017-00002578
Transaction Type	Transfer
Record Updated	Mar 12, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,380.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	102 EAST ST, DOYLESTOWN, PA 18901-4450

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	21 ROXBURY LN, PITTSFORD, NY 14534-4202

Mortgage

Document Number	201700002579
Date	Oct 05, 2017
Instrument	2017-00002579

Lender

Name	PITTSFORD FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 01, 2037

Tax Assessment & Valuation

Source: Yates County and Jerusalem Town records · Assessment roll updated April 21, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Yates County
County Subdivision	Jerusalem Town
Unified School District	Penn Yan Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,970.00 (+16.24%)	$619,300 (+58.79%) Land $380,700 Building $238,600	$658,830 (+43.59%) Land $405,000 Building $253,830
2023		$390,000 Land $300,900 Building $89,100	$458,824 Land $354,000 Building $104,824
2020	$7,717.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	13 (1996–2014)
Claims Outside the SFHA	2 of 13
Most Recent Claim	May 2014 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2014 · 10 claims Severe Storms, Flooding, Tornadoes, And Straight-line Winds, Apr 2011 · 2 claims

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile USA.

Based on FCC filings for 22 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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