7820 Thomas Dr, Cincinnati, OH 45243 Property Records

Hamilton County property record for 7820 Thomas Dr, Cincinnati, OH 45243

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,518 sqft · built 1953
Lot Size	0.148 acres (6,447 sqft)
Owner	Owner Name on File
Last Sale	$179,450 (Aug 2008)
Tax Bill	$6,550 (2025)
Deeds & Mortgages	May 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`525-0012-0028-00`

Property Details

APN / Parcel Number

Primary APN	`525-0012-0028-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,518 sqft Living Area
1st Floor Area	1,026 sqft
Attic	Attic
Attic Area	492 sqft
Basement Area	1,026 sqft

Exterior

Year Built	Built 1953
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	6,447 sqft (0.148 acres)
Lot Dimensions	115 ft deep x 43 ft wide
Garage Type	Detached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	114 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	7820 THOMAS DR
City	CINCINNATI
State	OH
Zip	45243-1928
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THOMAS DR 43.83 X 115.07 LOT 93 GALLRIDGE 2ND BLK A
Legal Subdivision	GALLRIDGE
Legal Block	A
Legal Lot Number	93
Jurisdiction	HAMILTON OH
Township / Civil Division	MADEIRA
Census Block Group	3
Census Block	3000
Census Tract	24100

Owner

Source: Hamilton County records · APN 525-0012-0028-00

Assessment roll updated March 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	7820 THOMAS DR, CINCINNATI, OH 45243-1928
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 28, 2008 · Amount on Record
Deed Sale	Aug 28, 2008 · Amount on Record
Prior Sale	Jul 09, 2001 · Amount on Record
Deed Document Number	08-118720
Deed Book / Page	10937 / 00405
Prior Transfer Date	Aug 26, 2008
Prior Transfer Doc	0000118720
Record Updated	Jun 08, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	7820 THOMAS DR, CINCINNATI, OH 45243-1928
Transaction Type	Mortgage
Record Updated	Jun 24, 2022
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044611
Date	May 04, 2022
Book Page	14660/130
Instrument	2022-0044611

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount Recorded
Term	119 Months
Due	Apr 01, 2032

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Madeira City
Unified School District	Madeira City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,550.00 (+2.62%)	$111,381 (-) Land $36,855 Building $74,526
2024	$6,383.00 (-1.28%)	$111,381 (-) Land $36,855 Building $74,526
2023	$6,466.00 (+19.43%)	$111,381 (+46.08%) Land $36,855 Building $74,526	$318,230 (+46.08%) Land $105,300 Building $212,930
2022	$5,414.00 Homeowner's exemption	$76,248 Land $25,802 Building $50,446
2020			$217,850 Land $73,720 Building $144,130

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 22, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 246 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	INDIAN HILL CITY PWS serves 15,000 people
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.