782 Windrush Loop, Chattanooga, TN 37421 Property Records

Hamilton County property record for 782 Windrush Loop, Chattanooga, TN 37421

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,898 sqft · built 2010
Lot Size	0.227 acres (9,899 sqft)
Owner	2 Individual Names on Record
Last Sale	$415,000 (Jul 2023)
Tax Bill	$1,499 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`171J G 027`

Property Details

APN / Parcel Number

Primary APN	`171J G 027`
Alternative APN	`0000159897`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,898 sqft Living Area

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,899 sqft (0.227 acres)
Lot Dimensions	120 ft deep x 75 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000159897
Street Address	782 WINDRUSH LOOP
City	CHATTANOOGA
State	TN
Zip	37421-4481
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 28 STORMY HOLLOW ESTATES PB85 PG16 OUT OF 171J-C-1 FOR 2007
Legal Subdivision	STORMY HOLLOW ESTATE
Legal Lot Number	28
Jurisdiction	HAMILTON TN
Township / Civil Division	7
Census Block Group	1
Census Block	1011
Census Tract	11325

Owner

Source: Hamilton County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	782 WINDRUSH LOOP, CHATTANOOGA, TN 37421-4481
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2023	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Apr 27, 2020	Warranty Deed, Transfer · FHA Mortgage CMG FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2023 · Amount on Record
Deed Sale	Jul 28, 2023 · Amount on Record
Prior Sale	Apr 27, 2020 · Amount on Record
Deed Document Number	20230728147
Deed Book / Page	13357 / 835
Prior Transfer Date	Jun 10, 2010
Prior Transfer Doc	0000000040
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 28, 2023
Property Address	782 WINDRUSH LOOP, CHATTANOOGA, TN 37421-4481
Document Number	0000000147
Book / Page	13357 / 835
Map Reference	MB 85 PG 16
Instrument Date	Jul 27, 2023
Instrument	2023072800147
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	UNKNOWN, FOUNDATION T&E SERIES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,535.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	782 WINDMSH LOOP FORT, WORTHING, TX 77964

Mortgage

Document Number	0000000148
Date	Jul 28, 2023
Instrument	2023072800148

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Apr 27, 2020
Property Address	782 WINDRUSH LOOP, CHATTANOOGA, TN 37421-4481
Document Number	0427000239
Book / Page	011981 / 000948
Instrument Date	Apr 24, 2020
Instrument	200427000239
Transaction Type	Transfer
Record Updated	Jun 30, 2020
Title Company	FOUNDATION TITLE, FOUNDATION TITLE & ESCROW CHAT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,073.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	782 WINDRUSH LOOP CHATTANOOGA TN 374214481, CHATTANOOGA, TN 37421-4481

Mortgage

Document Number	427000240
Date	Apr 27, 2020
Book Page	011981/000950
Instrument	200427000240

Lender

Name	CMG FIN'L
Type	Funding / Finance Company
Address	SAN RAMON, CA 94583

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,499.00 (-4.76%)	$98,900 (+40.53%)	$395,600 (+40.53%) Land $70,000 Building $325,600
2024	$1,574.00	$70,375 (-)	$281,500 (-) Land $50,000 Building $231,500
2023	$1,574.00	$70,375 (-)	$281,500 (-) Land $50,000 Building $231,500
2022	$1,574.00	$70,375	$281,500 Land $50,000 Building $231,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 60% of Tennessee
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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