774 Windrush Loop, Chattanooga, TN 37421 Property Records

Hamilton County property record for 774 Windrush Loop, Chattanooga, TN 37421

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,904 sqft · built 2008
Lot Size0.178 acres (7,776 sqft)
OwnerIndividual Name on Record
Last Sale$308,018 (Jul 2021)
Tax Bill$1,483 (2025)
Deeds & MortgagesJul 2021 Sale & Mortgage
Jun 2021 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN171J G 028

Property Details

APN / Parcel Number

Primary APN171J G 028
Alternative APN
  • 0000159898

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,904 sqft Living Area

Exterior

Year BuiltBuilt 2008
Architectural StyleRanch
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,776 sqft (0.178 acres)
Lot Dimensions120 ft deep x 64.8 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000159898
Street Address774 WINDRUSH LOOP
CityCHATTANOOGA
StateTN
Zip37421-4481
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 29 STORMY HOLLOW ESTATES PB85 PG16 OUT OF 171J-C-1 FOR 2007
Legal SubdivisionSTORMY HOLLOW ESTATE
Legal Lot Number29
JurisdictionHAMILTON TN
Township / Civil Division7
Census Block Group1
Census Block1011
Census Tract11325

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address774 WINDRUSH LOOP, CHATTANOOGA, TN 37421-4481
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 22, 2021Warranty Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE
Jun 25, 2021Intrafamily Transfer, Transfer
Jul 29, 2020Deed of Trust, Mortgage · Line of Credit
TENNESSEE VLY FCU
Jul 19, 2019Deed of Trust, Mortgage · Conventional Mortgage
TENNESSEE VLY FCU
Jan 7, 2019Deed of Trust, Mortgage · Conventional Mortgage
TENNESSEE VLY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 22, 2021 · Amount on Record
Deed SaleJul 22, 2021 · Amount on Record
Prior SaleJun 25, 2021
Deed Document Number0012579468
Deed Book / Page12579 / 468
Record UpdatedJun 8, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateJul 22, 2021
Property Address774 WINDRUSH LOOP, CHATTANOOGA, TN 37421-4481
Document Number0000000247
Book / Page12579 / 468
Instrument DateJul 22, 2021
Instrument2021072200247
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyBATTLEFIELD TITLE AGENCY, BATTLEFIELD TITLE COMPANY LL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,139.67
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address774 WINDRUSH LOOP, CHATTANOOGA, TN 37421-4481
InvestorPossibly a Property Investor

Mortgage

Document Number0012579471
DateJul 22, 2021
Instrument12579/471
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHAMILTON TN
Recording DateJun 25, 2021
Property Address774 WINDRUSH LOOP, CHATTANOOGA, TN 37421-4481
Document Number0000000103
Book / Page12542 / 66
Map ReferenceMB 85 PG 16
Instrument DateJan 29, 2021
Instrument2021062500103
Transaction TypeTransfer
Record UpdatedSep 25, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address774 WINDRUSH LOOP, CHATTANOOGA, TN 37421-4481

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address774 WINDRUSH LOOP, CHATTANOOGA, TN 37421-4481
Document Number0803000287
Instrument DateJul 29, 2020
Transaction TypeMortgage
Record UpdatedAug 31, 2020
Title CompanyFIRST CHOICE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address774 WINDRUSH LOOP CHATTANOOGA TN 374214481, CHATTANOOGA, TN 37421-4481

Mortgage

Document Number0803000287
DateAug 3, 2020
Book Page012098/000758
Instrument200803000287
Lender
NameTENNESSEE VLY FCU
TypeCredit Union
AddressCHATTANOOGA, TN 37402
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueAug 2, 2040
Interest
Rate TypeAdjustable Rate

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address774 WINDRUSH LOOP, CHATTANOOGA, TN 37421-4481
Document Number0724000240
Instrument DateJul 19, 2019
Transaction TypeMortgage
Record UpdatedAug 9, 2019
Title CompanyFILE FIRST CHOICE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address774 WINDRUSH LOOP CHATTANOOGA TN 374214481, CHATTANOOGA, TN 37421-4481

Mortgage

Document Number0724000240
DateJul 24, 2019
Book Page011707/000832
Instrument190724000240
Lender
NameTENNESSEE VLY FCU
TypeCredit Union
AddressCHATTANOOGA, TN 37402
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 23, 2034

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address774 WINDRUSH LOOP, CHATTANOOGA, TN 37421-4481
Document Number0111000172
Instrument DateJan 7, 2019
Transaction TypeMortgage
Record UpdatedMar 7, 2019
Title CompanyFIRST CHOICE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address774 WINDRUSH LOOP CHATTANOOGA TN 374214481, CHATTANOOGA, TN 37421-4481

Mortgage

Document Number0111000172
DateJan 11, 2019
Book Page011542/000374
Instrument190111000172
Lender
NameTENNESSEE VLY FCU
TypeCredit Union
AddressCHATTANOOGA, TN 37402
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 10, 2034

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,483.00 (-8.4%)$97,850 (+35.15%)$391,400 (+35.15%) Land $70,000 Building $321,400
2024$1,619.00$72,400 (-)$289,600 (-) Land $50,000 Building $239,600
2023$1,619.00$72,400 (-)$289,600 (-) Land $50,000 Building $239,600
2022$1,619.00$72,400$289,600 Land $50,000 Building $239,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · above 60% of Tennessee
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Windrush Loop

Nearby Streets

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