Carteret County property record for 782 Straits Rd, Gloucester, NC 28528 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1999 |
| Square Footage | 1,296 sqft Heated Area |
| Lot Size | 19,994 sqft (0.459 acres) |
| Garage | Carport, 400 sqft |
| Last Sale | $247,500 (2026) |
| Tax Bill | $786.00 (2025) |
| Primary APN | 7346.01.19.2552000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,296 sqft Heated Area |
| Gross Area | 1,615 sqft Gross Area |
| 1st Floor | 1,296 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Vinyl/Resilient Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Ranch Style |
| Exterior Material | Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 19,994 sqft (0.459 acres) |
| Depth X Width | 200 ft x 100 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Carport Garage |
| Garage Area | 400 sqft Garage |
| Carport | Carport |
| Carport Area | 400 sqft Carport |
| Shed | 1 Shed |
|---|---|
| Shed Area | 144 sqft Shed |
| Deck Area | 38 sqft Deck |
| Porch Area | 168 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 27021 |
|---|---|
| Street Address | 782 STRAITS RD |
| City | GLOUCESTER |
| State | NC |
| Zip | 28528-9340 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | L11 S1 HOLLY HILLS |
| Legal Subdivision | HOLLY HILLS |
| Legal Block | 19 |
| Legal Lot Number | 11 |
| Jurisdiction | CARTERET NC |
| Minor Civil Division | STRAITS |
| Census Blockgroup | 2 |
| Census Block | 2012 |
| Census Tract | 970103 |
Source: Carteret County records · APN 7346.01.19.2552000
Assessment roll updated November 24, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 405 WINTERLOCHEN RD, RALEIGH, NC 27603-3857 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 12, 2026 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CREDIT UNION |
| May 01, 2023 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 12, 2026 · Amount on Record |
| Deed Sale | May 12, 2026 · Amount on Record |
| Prior Sale | May 01, 2023 · Amount on Record |
| Deed Doc Number | 20261885337 |
| Deed Book / Page | 1885 / 337 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | May 12, 2026 |
| Property Address | 782 STRAITS RD, GLOUCESTER, NC 28528-9340 |
| Document Number | 0001885337 |
| Book / Page | 1885 / 337 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 2026.1885337 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $49,995.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 WINTERLOCHEN RD, RALEIGH, NC 27603-3857 |
| Document Number | 0001885338, |
|---|---|
| Date | May 12, 2026 |
| Instrument | 2026..1885338 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.33% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | May 01, 2023 |
| Property Address | 782 STRAITS RD, GLOUCESTER, NC 28528-9340 |
| Document Number | 0017980035 |
| Book / Page | 1798 / 35 |
| Map Reference | MB 16 PG 65 |
| Instrument Date | May 01, 2023 |
| Instrument | 1798035 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $438.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 732 STRAITS RD, GLOUCESTER, NC 28528-9340 |
| Name | Verified Name |
|---|---|
| Address | 782 STRAITS ROAD, BEAUFORT, NC 28516 |
| Document Number | 0001798036 |
|---|---|
| Date | May 01, 2023 |
| Instrument | 1798036 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
Source: Carteret County records · Assessment roll updated November 24, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Unified School District | Carteret County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $786.00 (+0.26%) | $199,698 (+59.85%) Land $42,346 Building $157,352 | $199,698 (+59.85%) Land $42,346 Building $157,352 |
| 2023 | $124,931 Land $39,960 Building $84,971 | $124,931 Land $39,960 Building $84,971 | |
| 2022 | $784.00 |
Source: FEMA National Flood Hazard Layer, Carteret County (37031C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Wildfire Risk | High above 80% of the US · above 97% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 219 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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