Carteret County property record for 780 Straits Rd, Gloucester, NC 28528 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1999 |
| Square Footage | 1,296 sqft Heated Area |
| Lot Size | 19,994 sqft (0.458 acres) |
| Garage | Carport |
| Occupancy | Owner Occupied |
| Tax Bill | $767.00 (2025) |
| Primary APN | 7346.01.19.1476000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,296 sqft Heated Area |
| Gross Area | 1,910 sqft Gross Area |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Ranch Style |
| Exterior Material | Vinyl Exterior |
| Foundation Type | Wood Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 19,994 sqft (0.458 acres) |
| Depth X Width | 200 ft x 100 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Carport Garage |
| Carport | Carport |
| Carport Area | 400 sqft Carport |
| Shed | 1 Shed |
|---|---|
| Shed Area | 500 sqft Shed |
| Deck Area | 82 sqft Deck |
| Porch | Porch |
| Porch Area | 288 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 38023 |
|---|---|
| Street Address | 780 STRAITS RD |
| City | GLOUCESTER |
| State | NC |
| Zip | 28528-9340 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | L10 S1 HOLLY HILLS |
| Legal Subdivision | HOLLY HILLS |
| Legal Lot Number | 10 |
| Jurisdiction | CARTERET NC |
| Minor Civil Division | STRAITS |
| Census Blockgroup | 2 |
| Census Block | 2012 |
| Census Tract | 970103 |
Source: Carteret County records · APN 7346.01.19.1476000
Assessment roll updated January 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 780 STRAITS RD, GLOUCESTER, NC 28528-9340 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Apr 01, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Deed Doc Number | 0000750470 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 780 STRAITS RD, GLOUCESTER, NC 28528-9340 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0017260208 |
|---|---|
| Date | Jun 14, 2021 |
| Book Page | 1726/208 |
| Instrument | 1726208 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 780 STRAITS RD, GLOUCESTER, NC 28528-9340 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ACCURATE TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0016670477 |
|---|---|
| Date | Apr 01, 2020 |
| Book Page | 1667/477 |
| Instrument | 1667477 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Change Frequency | 5 Years |
| Index | 5-Year CMT |
| Margin | 2 |
Source: Carteret County records · Assessment roll updated January 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Unified School District | Carteret County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $767.00 (-6.8%) | $194,018 (+46.01%) Land $30,239 Building $163,779 | $194,018 (+46.01%) Land $30,239 Building $163,779 |
| 2023 | $132,881 Land $39,960 Building $92,921 | $132,881 Land $39,960 Building $92,921 | |
| 2022 | $823.00 |
Source: FEMA National Flood Hazard Layer, Carteret County (37031C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Wildfire Risk | High above 80% of the US · above 97% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 219 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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