782 Smiley Ave, Cincinnati, OH 45240 Property Records

Hamilton County property record for 782 Smiley Ave, Cincinnati, OH 45240

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,110 sqft · built 1960
Lot Size	0.175 acres (7,623 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Dec 2025)
Tax Bill	$2,439 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`591-0008-0015-00`

Property Details

APN / Parcel Number

Primary APN	`591-0008-0015-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,110 sqft Living Area
Gross Area	1,440 sqft
1st Floor Area	1,110 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	7,623 sqft (0.175 acres)
Lot Dimensions	115 ft deep x 78.9 ft wide
Garage Type	Attached
Garage Area	330 sqft
Parking Spaces	1 Parking Space
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	782 SMILEY AVE
City	CINCINNATI
State	OH
Zip	45240-1948
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SMILEY AVE 78.91 X 115 IRR LOT 192 MODEL CITY SUB SEC 8 PT 1 BLK A
Legal Subdivision	MODEL CITY SUB
Legal Block	A
Legal Lot Number	192
Jurisdiction	HAMILTON OH
Township / Civil Division	FOREST PARK
Census Block Group	1
Census Block	1005
Census Tract	21506

Owner

Source: Hamilton County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	782 SMILEY AVE, CINCINNATI, OH 45240-1948
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 24, 2025 · Amount on Record
Deed Sale	Dec 24, 2025 · Amount on Record
Prior Sale	Apr 14, 2025 · Amount on Record
Deed Document Number	2025100692
Deed Book / Page	15569 / 1016
Prior Transfer Date	Jul 31, 2003
Prior Transfer Doc	0000463074
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 24, 2025
Property Address	782 SMILEY AVE, CINCINNATI, OH 45240-1948
Document Number	0000100692
Book / Page	15569 / 1016
Map Reference	MB 96 PG 64
Instrument Date	Dec 18, 2025
Instrument	2025-0100692
Transaction Type	Transfer
Record Updated	Jan 22, 2026
Title Company	UNKNOWN, AHTA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	782 SMILEY AVE, CINCINNATI, OH 45240-1948

Mortgage

Document Number	0000100693
Date	Dec 24, 2025
Instrument	2025-0100693

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Jan 1, 2041
Change Frequency	Annually
Min Rate At Change	3.37%
Max Rate At Change	7.37%
Index	1-Year CMT
Max Rate	10.3%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Forest Park City
Unified School District	Winton Woods City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,439.00 (-0.08%)	$40,289 (-) Land $10,119 Building $30,170	$115,110 (-) Land $28,910 Building $86,200
2024	$2,441.00 (+0.58%)	$40,289 (-) Land $10,119 Building $30,170
2023	$2,427.00 (+8.01%)	$40,289 (+42.32%) Land $10,119 Building $30,170	$115,110 (+42.32%) Land $28,910 Building $86,200
2022	$2,247.00	$28,308 Land $8,057 Building $20,251
2020			$80,880 Land $23,020 Building $57,860

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 570 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20