Ballard County property record for 782 Phillips Dr, Wickliffe, KY 42087
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,728 sqft · built 1978 |
| Lot Size | 0.319 acres (13,939 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,235 (2025) |
| Deeds & Mortgages | Aug 2019 Mortgage Oct 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19A-03-15 |
| Primary APN | 19A-03-15 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,728 sqft Living Area |
| Year Built | Built 1978 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Brick Veneer |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,939 sqft (0.319 acres) |
| Garage Type | Attached |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 782 PHILLIPS DR |
|---|---|
| City | WICKLIFFE |
| State | KY |
| Zip | 42087-9407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | BALLARD KY |
| Township / Civil Division | WICKLIFFE |
| Census Block Group | 3 |
| Census Block | 3039 |
| Census Tract | 950300 |
Source: Ballard County records, as of November 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 782 PHILLIPS DR, WICKLIFFE, KY 42087-9407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 26, 2019 | Deed of Trust, Mortgage · ARM C-PLANT FCU |
| Oct 13, 2021 | Deed, Transfer |
| Jun 15, 2020 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 13, 2021 |
| Deed Sale | Oct 13, 2021 |
| Prior Sale | Jun 15, 2020 · Amount on Record |
| Deed Document Number | 523194 |
| Deed Book / Page | 127 / 438 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALLARD KY |
| Property Address | 782 PHILLIPS DR, WICKLIFFE, KY 42087-9407 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 000101/214 |
|---|---|
| Date | Aug 26, 2019 |
| Book Page | 101/214 |
| Instrument | 267088 |
| Name | C-PLANT FCU |
|---|---|
| Type | Credit Union |
| Address | PADUCAH, KY 42001 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Type Change Date | Sep 1, 2022 |
| Change Frequency | 3 Years |
| Min Rate At Change | 5.5% |
| Max Rate At Change | 8.25% |
| Index | 1-Year CMT |
| Max Rate | 12.2% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BALLARD KY |
| Recording Date | Oct 13, 2021 |
| Property Address | 782 PHILLIPS DR, WICKLIFFE, KY 42087-9407 |
| Document Number | 000127/438 |
| Book / Page | 127 / 438 |
| Instrument Date | Oct 5, 2021 |
| Instrument | 523194 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1695 SW 486P RD, MONTROSE, MO 64770-7715 |
| Name | Verified Name |
|---|---|
| Address | 782 PHILLIPS DR, WICKLIFFE, KY 42087-9407 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALLARD KY |
| Recording Date | Jun 15, 2020 |
| Property Address | 782 PHILLIPS DR, WICKLIFFE, KY 42087-9407 |
| Document Number | 0000123/67 |
| Book / Page | 123 / 67 |
| Instrument Date | Jun 12, 2020 |
| Instrument | 520792 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $122.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4753 EXALL LN, PADUCAH, KY 42001-5359 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 782 PHILLIPS DR, WICKLIFFE, KY 42087-9407 |
Source: Ballard County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Ballard County |
| Municipality | Wickliffe City |
| Unified School District | Ballard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,235.00 (-27.86%) | $122,000 (-) | $122,000 (-) |
| 2023 | $1,712.00 Additional exemption filed | $122,000 | $122,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 15 (1979–1984) |
| Most Recent Claim | May 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WICKLIFFE MUNICIPAL WATER SYSTEM serves 1,264 people · EPA ID KY0040469 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 14 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ballard Rural Telephone Cooperative Fiber | 1,000 / 1,000 |
| Zito Media Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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