Ballard County property record for 713 Phillips Dr, Wickliffe, KY 42087
| Property Type | Department Store (Apparel, Household Goods, Furniture) |
|---|---|
| Details | 8,100 sqft · built 2000 |
| Lot Size | 0.825 acres (35,937 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $56,100 (Mar 2013) |
| Tax Bill | $759 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19A-03-14 |
| Primary APN | 19A-03-14 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 8,100 sqft Total Area |
| Year Built | Built 2000 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Steel Frame |
| Foundation Type | Concrete |
| Roof Material | Metal |
| Lot Area | 35,937 sqft (0.825 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 713 PHILLIPS DR |
|---|---|
| City | WICKLIFFE |
| State | KY |
| Zip | 42087-9407 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Department Store (Apparel, Household Goods, Furniture) |
| Jurisdiction | BALLARD KY |
| Township / Civil Division | WICKLIFFE |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 950300 |
713 Phillips Dr, a commercial property, is owned by two individuals who bought it in March 2013.
Source: Ballard County records, as of November 12, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3371 WICKLIFFE RD, WICKLIFFE, KY 42087-9406 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 12, 2013 · Amount on File |
| Deed Sale | Mar 12, 2013 · Amount on File |
| Deed Document Number | 234527 |
| Deed Book / Page | DEED 100 / 065 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALLARD KY |
| Property Address | 713 PHILLIPS DR, WICKLIFFE, KY 42087-9407 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2022 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 442, BARDWELL, KY 42023-0442 |
| Document Number | 000125/411 |
|---|---|
| Date | Aug 31, 2022 |
| Book Page | 125/411 |
| Instrument | 524669 |
| Name | FIRST COMMUNITY BANK OF THE HEARTLAND IN |
|---|---|
| Type | Bank |
| Address | CLINTON, KY 42031 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 25 Months |
| Due | Sep 1, 2024 |
The 2025 property tax bill for 713 Phillips Dr was $759.
Source: Ballard County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Ballard County |
| Municipality | Wickliffe City |
| Unified School District | Ballard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $759.00 | $75,000 | $75,000 |
| 2023 | $421.00 Additional exemption filed | $30,000 | $30,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 713 Phillips Dr in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective July 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 9 (1979–2015) |
| Claims Outside the SFHA | 5 of 9 |
| Most Recent Claim | Dec 2015 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 713 Phillips Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WICKLIFFE MUNICIPAL WATER SYSTEM serves 1,264 people · EPA ID KY0040469 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 14 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ballard Rural Telephone Cooperative Fiber | 1,000 / 1,000 |
| Zito Media Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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