St. Clair County property record for 782 Mill St, Algonac, MI 48001 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,274 sqft · built 1963 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on File |
| Last Sale | $123,600 (May 2017) |
| Tax Bill | $1,613 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Mar 2024 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-01-117-0075-000 |
| Primary APN | 74-01-117-0075-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,274 sqft Living Area |
| 1st Floor Area | 1,274 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Ranch |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 133 ft deep x 90 ft wide |
| Garage Area | 1,056 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 782 MILL ST |
|---|---|
| City | ALGONAC |
| State | MI |
| Zip | 48001-1029 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 95 & N 1/2 LOT 96 ASSESSORS OAKWOOD PLAT SEC 03 T2N R16E |
| Legal Range | 16E |
| Legal Township | 02N |
| Legal Section | 03 |
| Legal Subdivision | ASSESSORS |
| Legal Lot Number | 95-96 |
| Legal Unit | 95,96 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ALGONAC |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 649000 |
Source: St. Clair County records · APN 74-01-117-0075-000
Assessment roll updated October 7, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 782 MILL ST, ALGONAC, MI 48001-1029 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 22, 2026 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Mar 25, 2024 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Nov 17, 2021 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Feb 23, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| May 25, 2017 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 25, 2017 · Amount on Record |
| Deed Sale | May 25, 2017 · Amount on Record |
| Deed Document Number | 201713851 |
| Deed Book / Page | 4834 / 461 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jun 22, 2026 |
| Property Address | 782 MILL ST, ALGONAC, MI 48001-1029 |
| Document Number | 0000012471 |
| Book / Page | 5935 / 614 |
| Instrument Date | Jun 16, 2026 |
| Instrument | 202612471 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 782 MILL ST, ALGONAC, MI 48001-1029 |
| Document Number | 0000012471, |
|---|---|
| Date | Jun 22, 2026 |
| Book Page | 5935/614 |
| Instrument | 202612471 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 782 MILL ST, ALGONAC, MI 48001-1029 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2024 |
| Name | Verified Name |
|---|---|
| Address | 782 MILL ST, ALGONAC, MI 48001-1029 |
| Document Number | 0005699430 |
|---|---|
| Date | Mar 25, 2024 |
| Book Page | 5699/430 |
| Instrument | 2024004678 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 782 MILL ST, ALGONAC, MI 48001-1029 |
| Transaction Type | Mortgage |
| Record Updated | Dec 08, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 782 MILL ST, ALGONAC, MI 48001-1029 |
| Document Number | 5450602 |
|---|---|
| Date | Nov 17, 2021 |
| Book Page | 5450/602 |
| Instrument | 2021032308 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Feb 23, 2017 |
| Property Address | 782 MILL ST, ALGONAC, MI 48001-1029 |
| Document Number | 0048020586 |
| Book / Page | 004802 / 000586 |
| Instrument Date | Feb 16, 2017 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 14218 LACAVERA DR STERLING HEIGHTS MI 483135441, STERLING HEIGHTS, MI 48313-5441 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | May 25, 2017 |
| Property Address | 782 MILL ST, ALGONAC, MI 48001-1029 |
| Document Number | 0048340461 |
| Book / Page | 004834 / 000461 |
| Instrument Date | May 05, 2016 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2017 |
| Title Company | TITLE SOURCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,062.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 782 MILL ST ALGONAC MI 480011029, ALGONAC, MI 48001-1029 |
| Document Number | 48340463 |
|---|---|
| Date | May 25, 2017 |
| Book Page | 004834/000463 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 24, 2047 |
Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Algonac City |
| County | St. Clair County |
| Unified School District | Algonac Community School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,613.00 (-38.15%) Homeowner's exemption | $96,600 (+22.12%) | |
| 2024 | $2,608.00 (+12.32%) | $193,200 (+22.12%) | |
| 2023 | $79,100 | ||
| 2022 | $2,322.00 | $158,200 |
Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261476490001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 76 individual NFIP policies nearby |
| Nearby Flood Policies | 76 in force 66 of 76 on primary residences |
| Nearby Flood Claims | 85 (1980–2021) |
| Claims Outside the SFHA | 44 of 85 |
| Most Recent Claim | Feb 2021, river or lake flooding |
| Wildfire Risk | Low above 20% of the US · above 52% of Michigan |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures