780 Mill St, Algonac, MI 48001 Property Records

St. Clair County property record for 780 Mill St, Algonac, MI 48001 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1973
Square Footage1,631 sqft Living Area
Lot Size12,197 sqft (0.28 acres)
OccupancyOwner Occupied
Last Sale$159,000 (2019)
Tax Bill$2,277.00 (2025)

Owner

Source: St. Clair County records · APN 74-01-117-0076-000

Assessment roll updated October 7, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address780 MILL ST, ALGONAC, MI 48001-1029
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Feb 10, 2022Deed of Trust, Mortgage · Conventional Mortgage
MICHIGAN MUTUAL INC
Jan 14, 2019Warranty Deed, Transfer
Jul 12, 2017Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 14, 2019 · Amount on Record
Deed SaleJan 14, 2019 · Amount on Record
Prior SaleJun 18, 2015 · Amount on Record
Deed Doc Number2019770
Deed Book / Page5023 / 602
Last Transfer DateNov 20, 2024
Transfer Doc0005796500
Record RefreshedJun 08, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address780 MILL ST, ALGONAC, MI 48001-1029
Transaction TypeMortgage
Record UpdatedFeb 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address780 HILL ST, ALGONAC, MI 48001

Mortgage

Document Number0005485846
DateFeb 10, 2022
Book Page5485/846
Instrument2022003432
Lender
NameMICHIGAN MUTUAL INC
TypeMortgage Company
AddressPORT HURON, MI 48060
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAINT CLAIR MI
Recording DateJan 14, 2019
Property Address780 MILL ST, ALGONAC, MI 48001-1029
Document Number0005023602
Book / Page5023 / 602
Map ReferenceLB 54 PG 1
Instrument DateJan 04, 2019
Instrument2019000770
Transaction TypeTransfer
Record UpdatedFeb 11, 2022

Transaction

AmountAmount Recorded
Tax$1,367.40
Amount AccuracyCalculated from Tax
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address780 MILL ST, 780, ALGONAC, MI 48001-1029

Transferred To (Grantee/Buyer)

NameVerified Name
Address1047 HOWARD ST, ALGONAC, MI 48001-1288

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address780 MILL ST, ALGONAC, MI 48001-1029
Document Number0048560109
Book / Page004856 / 000109
Instrument DateJul 12, 2017
Transaction TypeMortgage
Record UpdatedSep 12, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address780 MILL ST ALGONAC MI 480011029, ALGONAC, MI 48001-1029

Mortgage

Document Number0048560109
DateAug 07, 2017
Book Page004856/000109
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueAug 06, 2047

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMichigan
MunicipalityAlgonac City
CountySt. Clair County
Unified School DistrictAlgonac Community School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,277.00 (-39.28%) Homeowner's exemption$130,000 (+20.93%)
2024$3,750.00 (+12.11%)$260,000 (+20.93%)
2023$107,500
2022$3,345.00$215,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 52% of Michigan
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN74-01-117-0076-000

Interior

Bedrooms3 Beds
Full Baths1 Baths
Building Area1,631 sqft Living Area
1st Floor1,620 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleRanch Style
Lot Area12,197 sqft (0.28 acres)
Depth X Width135 ft x 90 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage Area704 sqft Garage

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address780 MILL ST
CityALGONAC
StateMI
Zip48001-1029
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 97 & S 1/2 LOT 96 ASSESSORS OAKWOOD PLAT ACCORDING TO THE PLAT AS RECORDED IN LIBER 54 OF PLATS PG 1 ST CLAIR COUNTY REGISTER OF DEEDS
Legal SubdivisionASSESSORS
Legal Lot Number96-97
Legal Unit97,96
JurisdictionSAINT CLAIR MI
Minor Civil DivisionALGONAC
Census Blockgroup1
Census Block1020
Census Tract649000

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