782 7th St, Cedar Key, FL 32625 Property Records

Levy County property record for 782 7th St, Cedar Key, FL 32625

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,438 sqft · built 1940
Lot Size	0.169 acres (7,405 sqft)
Owner	Owner Name on File
Last Sale	$150,000 (Jul 2009)
Tax Bill	$2,585 (2024)
Deeds & Mortgages	Aug 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0869300000`

Property Details

APN / Parcel Number

Primary APN	`0869300000`
Alternative APN	`3215130869300000`

Interior

Full Baths	2 Baths
Building Area	1,438 sqft Heated Area
Gross Area	1,814 sqft
1st Floor Area	1,438 sqft
Flooring	Hardwood
Interior Walls	Paneling

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1968
Exterior Material	Aluminum Siding
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Metal
Lot Area	7,405 sqft (0.169 acres)
Garage Type	Detached
Garage Area	520 sqft

Exterior Amenities

Porch	Enclosed Porch
Porch Area	126 sqft
Patio Area	250 sqft
Fence	Fence
Storage Building	520 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Other

Location & Zoning

Old Parcel Number	3215130869300000
Street Address	782 7TH ST
City	CEDAR KEY
State	FL
Zip	32625-5064
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	32-15-13 CEDAR KEY BLK 33 LOTS 11 12 & 13 OR BOOK 1170 PAGE 81
Legal Range	13E
Legal Township	15S
Legal Section	32
Legal Subdivision	CEDAR KEY
Legal Block	33
Legal Lot Number	11 12
Jurisdiction	LEVY FL
Township / Civil Division	CEDAR KEY-YANKEETOWN
Census Block Group	1
Census Block	1159
Census Tract	970400

Owner

Source: Levy County records · APN 0869300000

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	PO BOX 425, CEDAR KEY, FL 32625-0425
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 28, 2009 · Amount on Record
Deed Sale	Jul 28, 2009 · Amount on Record
Deed Document Number	527839
Deed Book / Page	1170 / 0081
Record Updated	Jun 08, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEVY FL
Property Address	782 7TH ST, CEDAR KEY, FL 32625-5064
Document Number	0014690688
Instrument Date	Aug 22, 2018
Transaction Type	Mortgage
Record Updated	Oct 08, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 425 CEDAR KEY FL 326250425, CEDAR KEY, FL 32625-0425

Mortgage

Document Number	0014690688
Date	Sep 20, 2018
Book Page	001469/000688
Instrument	643357

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 19, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Levy County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Levy County
Municipality	Cedar Key City
Unified School District	Levy County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$152,574 (+5.99%)	$269,120 (+7.6%) Land $99,000 Building $170,120
2024	$2,585.00 (+13.28%)
2023	$2,282.00 (-9.77%) Homeowner's exemption Disabled Person's exemption	$143,955 (+3%)	$250,105 (+12.18%) Land $99,000 Building $151,105
2022	$2,529.00 Homeowner's exemption Disabled Person's exemption	$139,762	$222,952 Land $99,000 Building $123,952

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Levy County (12075C), updated September 15, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120759704001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 186 individual policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	378 units insured incl. 192 condo units
Nearby Flood Claims	614 (1983–2024)
Claims Outside the SFHA	1 of 614
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Helene, Sep 2024 · 149 claims Hurricane Idalia, Aug 2023 · 100 claims Tropical Storm Josephine, Oct 1996 · 91 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 305 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Fiber by Central Florida Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	CEDAR KEY WTP serves 735 people
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2021 Haloacetic acids resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.