Levy County property record for 781 7th St, Cedar Key, FL 32625
| Property Type | Mobile Home |
|---|---|
| Details | 3 ba · 1,532 sqft · built 1998 |
| Lot Size | 1.15 acres (50,094 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $540,000 (Nov 2023) |
| Tax Bill | $8,124 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Nov 2023 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 08709-000-00 |
| Primary APN | 08709-000-00 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Building Area | 1,532 sqft Living Area |
| Gross Area | 3,152 sqft |
| 1st Floor Area | 320 sqft |
| Upper Floors Area | 896 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 50,094 sqft (1.15 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 620 sqft |
| Deck Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 781 7TH ST |
|---|---|
| City | CEDAR KEY |
| State | FL |
| Zip | 32625-5065 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | 32-15-13 CEDAR KEY ALL OF BLK 38 OR BOOK 1713 PAGE 981 |
| Legal Range | 13E |
| Legal Township | 15S |
| Legal Section | 32 |
| Legal Subdivision | CEDAR KEY |
| Legal Block | 38 |
| Jurisdiction | LEVY FL |
| Township / Civil Division | CEDAR KEY-YANKEETOWN |
| Census Block Group | 1 |
| Census Block | 1159 |
| Census Tract | 970400 |
Source: Levy County assessment roll, as of November 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 781 7TH ST, CEDAR KEY, FL 32625-5065 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 28, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 28, 2023 | Warranty Deed, Transfer · Conventional Mortgage PALM BEACH FIRST FINANCIAL & MORTGA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 28, 2023 · Amount on Record |
| Deed Sale | Nov 28, 2023 · Amount on Record |
| Prior Sale | Jun 2, 2015 · Amount on Record |
| Deed Document Number | 2023727763 |
| Deed Book / Page | 1713 / 981 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEVY FL |
| Recording Date | May 28, 2026 |
| Property Address | 781 7TH ST, CEDAR KEY, FL 32625-5065 |
| Document Number | 0000769497 |
| Book / Page | 1846 / 849 |
| Instrument Date | May 22, 2026 |
| Instrument | 2026769497 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | UNITED WHOLESALE MORTGAGE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 781 7TH ST, CEDAR KEY, FL 32625-5065 |
| Document Number | 0000769497, |
|---|---|
| Date | May 28, 2026 |
| Book Page | 1846/849 |
| Instrument | 2026769497 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEVY FL |
| Recording Date | Nov 28, 2023 |
| Property Address | 781 7TH ST, CEDAR KEY, FL 32625-5065 |
| Document Number | 0017130981 |
| Book / Page | 1713 / 981 |
| Map Reference | MB 1 PG 3 |
| Instrument Date | Nov 22, 2023 |
| Instrument | 727763 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,780.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4731 MONTEREY DR, WINTER HAVEN, FL 33880-1512 |
| Name | Verified Name |
|---|---|
| Address | 781 7TH ST, CEDAR KEY, FL 32625-5065 |
| Document Number | 0000727765 |
|---|---|
| Date | Nov 28, 2023 |
| Instrument | 727765 |
| Name | PALM BEACH FIRST FINANCIAL & MORTGA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
Source: Levy County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Levy County |
| Municipality | Cedar Key City |
| Unified School District | Levy County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,124.00 (+2.16%) Homeowner's exemption | $399,087 (-1.8%) Land $102,550 Building $296,537 | $399,087 (-1.8%) Land $102,550 Building $296,537 |
| 2024 | $7,952.00 (-2.6%) | ||
| 2023 | $8,164.00 (+12.56%) | $406,404 (+16.2%) | $406,404 (+16.2%) Land $102,550 Building $303,854 |
| 2022 | $7,253.00 | $349,738 | $349,738 Land $102,550 Building $247,188 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 186 individual policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 378 units insured incl. 192 condo units |
| Nearby Flood Claims | 614 (1983–2024) |
| Claims Outside the SFHA | 1 of 614 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CEDAR KEY WTP serves 735 people · EPA ID FL2380178 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2021 Haloacetic acids resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fiber by Central Florida Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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