7817 Oak Reflection Loop, Davenport, FL 33837 Property Records

Polk County property record for 7817 Oak Reflection Loop, Davenport, FL 33837

Property Summary

Property Type	Single Family Home
Details	6 bd · 5 ba · 3,264 sqft · built 2022
Lot Size	0.159 acres (6,922 sqft)
Owner	Company Name on File
Last Sale	$527,575 (Mar 2022)
Tax Bill	$7,491 (2025)
Deeds & Mortgages	May 2023 Transfer Mar 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`27-26-10-701311-000890`

Property Details

APN / Parcel Number

Primary APN	`27-26-10-701311-000890`
Alternative APNs	`102627701311000890` `02627000`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	3,264 sqft Living Area
Gross Area	3,944 sqft
1st Floor Area	1,796 sqft
Upper Floors Area	1,468 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Tile
Lot Area	6,922 sqft (0.159 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	420 sqft
Porch	Florida Room

Location & Zoning

Street Address	7817 OAK REFLECTION LOOP
City	DAVENPORT
State	FL
Zip	33837
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOLTERRA PHASE 2D PB 177 PGS 17-24 LOT 89
Legal Range	27E
Legal Township	26S
Legal Section	10
Legal Subdivision	SOLTERRA PHASE 2D
Legal Block	1
Legal Lot Number	89
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1015
Census Tract	12506

Owner

Source: Polk County assessment roll, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	6182 BLUE DAWN TRL, SAN DIEGO, CA 92130-6902
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
May 25, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Mar 14, 2022	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage HOMETOWN LENDERS INC
Dec 17, 2020	Grant Deed, Transfer ATTORNEY ONLY
May 8, 2020	Deed of Trust, Mortgage PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 14, 2022 · Amount on Record
Deed Sale	Mar 14, 2022 · Amount on Record
Deed Document Number	202268131
Deed Book / Page	12159 / 735
Last Transfer Date	Apr 12, 2023
Transfer Doc	0000122391
Record Updated	Sep 20, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK FL
Recording Date	May 25, 2023
Property Address	7817 OAK REFLECTION LOOP, DAVENPORT, FL 33837
Document Number	0000122391
Book / Page	12704 / 1019
Map Reference	MB 177 PG 17-24
Instrument Date	Apr 12, 2023
Instrument	2023122391
Transaction Type	Transfer
Record Updated	Jun 9, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6182 BLUE DAWN TRL, SAN DIEGO, CA 92130-6902

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	6182 BLUE DAWN TRL, SAN DIEGO, CA 92130-6902

March 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	POLK FL
Recording Date	Mar 14, 2022
Property Address	7817 OAK REFLECTION LOOP, DAVENPORT, FL 33837
Document Number	0000068131
Book / Page	12159 / 735
Map Reference	MB 177 PG 17-24
Instrument Date	Mar 8, 2022
Instrument	2022068131
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 23, 2023
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,693.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10192 DOWDEN RD, ORLANDO, FL 32832-5128

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6182 BLUE DAWN TRL, SAN DIEGO, CA 92130-6902

Mortgage

Document Number	0012159736
Date	Mar 14, 2022
Instrument	12159/736

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Dec 17, 2020
Property Address	7817 OAK REFLECTION LOOP, DAVENPORT, FL 33837
Document Number	0115000101
Book / Page	011500 / 000101
Instrument Date	Dec 9, 2020
Instrument	273032
Transaction Type	Transfer
Record Updated	Dec 31, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$14,352.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10192 DOWDEN RD ORLANDO FL 328325128, ORLANDO, FL 32832-5128

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	7817 OAK REFLECTION LOOP, DAVENPORT, FL 33837
Document Number	0112600343
Instrument Date	May 8, 2020
Transaction Type	Mortgage
Record Updated	Dec 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	14025 RIVEREDGE DR #175 TAMPA FL 336372001, 175, TAMPA, FL 33637-2001

Mortgage

Document Number	0112600343
Date	Jun 10, 2020
Book Page	011260/000343
Instrument	114699

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	ORLANDO, FL 32822

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,491.00 (-36.13%)	$579,468 (+2.88%) Land $90,000 Building $489,468	$579,468 (+2.88%) Land $90,000 Building $489,468
2023	$11,728.00 (+118.72%)	$563,232 (+562.63%) Land $85,000 Building $478,232	$563,232 (+562.63%) Land $85,000 Building $478,232
2022	$5,362.00	$85,000 Land $85,000	$85,000 Land $85,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	2 (2002–2004)
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHEAST serves 60,557 people · EPA ID FL6530617
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Nov 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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