7809 Oak Reflection Loop, Davenport, FL 33837 Property Records

Polk County property record for 7809 Oak Reflection Loop, Davenport, FL 33837

Property Summary

Property Type	Single Family Home
Details	7 bd · 5 ba · 3,626 sqft · built 2022
Lot Size	0.159 acres (6,926 sqft)
Owner	Company Name on File
Last Sale	$548,575 (Mar 2022)
Tax Bill	$7,989 (2025)
Deeds & Mortgages	Mar 2022 Sale Dec 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-26-10-701311-000910`

Property Details

APN / Parcel Number

Primary APN	`27-26-10-701311-000910`
Alternative APNs	`102627701311000910` `02627000`

Interior

Bedrooms	7 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	3,626 sqft Living Area
Gross Area	4,306 sqft
1st Floor Area	1,796 sqft
Upper Floors Area	1,830 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Tile
Lot Area	6,926 sqft (0.159 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	420 sqft
Pool Type	Enclosed Pool
Porch	Florida Room

Location & Zoning

Street Address	7809 OAK REFLECTION LOOP
City	DAVENPORT
State	FL
Zip	33837
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOLTERRA PHASE 2D PB 177 PGS 17-24 LOT 91
Legal Range	27E
Legal Township	26S
Legal Section	10
Legal Subdivision	SOLTERRA PHASE 2D
Legal Block	1
Legal Lot Number	91
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1015
Census Tract	12506

Owner

7809 Oak Reflection Loop is owned by a company that bought it in March 2022.

Source: Polk County records, as of September 28, 2026

Owner of Record	Company Name on File
Mailing Address	433 NORTH LOOP W, HOUSTON, TX 77008-2029
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2022	Special Warranty Deed, Transfer DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC
Dec 17, 2020	Grant Deed, Transfer ATTORNEY ONLY
May 8, 2020	Deed of Trust, Mortgage PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2022 · Amount on File
Deed Sale	Mar 8, 2022 · Amount on File
Deed Document Number	202261409
Deed Book / Page	12149 / 692
Record Updated	Oct 29, 2026

March 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	POLK FL
Recording Date	Mar 8, 2022
Property Address	7809 OAK REFLECTION LOOP, DAVENPORT, FL 33837
Document Number	0000061409
Book / Page	12149 / 692
Map Reference	MB 177 PG 17-24
Instrument Date	Feb 28, 2022
Instrument	2022061409
Transaction Type	Transfer
Record Updated	Feb 23, 2023
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount on Record
Tax	$3,840.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10192 DOWDEN RD, ORLANDO, FL 32832-5128

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10648 ROYAL CYPRESS WAY, ORLANDO, FL 32836-6528

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Dec 17, 2020
Property Address	7809 OAK REFLECTION LOOP, DAVENPORT, FL 33837
Document Number	0115000101
Book / Page	011500 / 000101
Instrument Date	Dec 9, 2020
Instrument	273032
Transaction Type	Transfer
Record Updated	Dec 31, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$14,352.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10192 DOWDEN RD ORLANDO FL 328325128, ORLANDO, FL 32832-5128

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	7809 OAK REFLECTION LOOP, DAVENPORT, FL 33837
Document Number	0112600343
Instrument Date	May 8, 2020
Transaction Type	Mortgage
Record Updated	Dec 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	14025 RIVEREDGE DR #175 TAMPA FL 336372001, 175, TAMPA, FL 33637-2001

Mortgage

Document Number	0112600343
Date	Jun 10, 2020
Book Page	011260/000343
Instrument	114699

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	ORLANDO, FL 32822

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 7809 Oak Reflection Loop was $7,989, down 36% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$641,405 (+3.79%) Land $90,000 Building $551,405	$641,405 (+3.79%) Land $90,000 Building $551,405
2025	$7,989.00 (-35.96%)	$617,959 Land $90,000 Building $527,959	$617,959 Land $90,000 Building $527,959
2024	$12,475.00 (+2.2%)
2023	$12,207.00 (+127.66%)	$599,802 (+605.65%) Land $85,000 Building $514,802	$599,802 (+605.65%) Land $85,000 Building $514,802
2022	$5,362.00	$85,000 Land $85,000	$85,000 Land $85,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 7809 Oak Reflection Loop in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	2 (2002–2004)
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7809 Oak Reflection Loop is moderate, ranking above 59% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHEAST serves 60,557 people · EPA ID FL6530617
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Nov 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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