6343 Keystone Rd, Milaca, MN 56353 Property Records

Mille Lacs County property record for 6343 Keystone Rd, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	1,744 sqft · built 1994
Lot Size	20 acres (871,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Dec 2020)
Tax Bill	$4,808 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Feb 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-011-0300`

Property Details

APN / Parcel Number

Primary APN	`07-011-0300`

Interior

Building Area	1,744 sqft Total Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	871,200 sqft (20 acres)
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	6343 KEYSTONE RD
City	MILACA
State	MN
Zip	56353-3127
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 1/2 OF NW OF NE 11 39 26 20.00
Legal Range	26
Legal Township	39
Legal Section	11
Jurisdiction	MILLE LACS MN
Township / Civil Division	HAYLAND
Census Block Group	1
Census Block	1036
Census Tract	970300

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6343 KEYSTONE RD, MILACA, MN 56353-3127
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICE LINK LP, SERVICE LINK
Feb 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage SPIRE CU
Dec 7, 2020	Warranty Deed, Transfer · FHA Mortgage AXIA FINANCIAL LLC
Jul 7, 2020	Warranty Deed, Transfer NORTH AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2020 · Amount on Record
Deed Sale	Dec 7, 2020 · Amount on Record
Prior Sale	Jul 7, 2020 · Amount on Record
Deed Document Number	2020421189
Prior Transfer Date	Jul 14, 2011
Prior Transfer Doc	000A369082
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Recording Date	Jul 1, 2026
Property Address	6343 KEYSTONE RD, MILACA, MN 56353-3127
Document Number	0000451830
Instrument Date	Jun 5, 2026
Instrument	2026451830
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	SERVICE LINK LP, SERVICE LINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6343 KEYSTONE RD, MILACA, MN 56353-3127

Mortgage

Document Number	0000451830,
Date	Jul 1, 2026
Instrument	2026451830

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	292 Months
Due	Nov 1, 2050

Interest

Rate	6.37%
Max Rate	-1%

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	6343 KEYSTONE RD, MILACA, MN 56353-3127
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A405019
Date	Feb 26, 2018
Instrument	A405019

Lender

Name	SPIRE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2033

Interest

Rate Type	Fixed Rate

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Dec 7, 2020
Property Address	6343 KEYSTONE RD, MILACA, MN 56353-3127
Document Number	000A421189
Instrument Date	Oct 30, 2020
Instrument	A421189
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$792.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6343 KEYSTONE RD, MILACA, MN 56353-3127

Mortgage

Document Number	000A421190
Date	Dec 7, 2020
Instrument	A421190

Lender

Name	AXIA FINANCIAL LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Jul 7, 2020
Property Address	6343 KEYSTONE RD, MILACA, MN 56353-3127
Document Number	000A417971
Instrument Date	Jun 25, 2020
Instrument	A417971
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$470.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 232, FOLEY, MN 56329-0232

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Hayland Township
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,808.00 (+18.19%)	$460,900 (+1.54%) Land $117,700 Building $343,200	$460,900 (+1.54%) Land $117,700 Building $343,200
2025		$453,900 (+18.05%) Land $115,000 Building $338,900	$453,900 (+18.05%) Land $115,000 Building $338,900
2023	$4,068.00	$384,500 Land $76,900 Building $307,600	$384,500 Land $76,900 Building $307,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 69% of Minnesota
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Benton Cooperative Telephone Company Fiber	250 / 250
GigFire Fixed Wireless	150 / 130

Cell Coverage

4G LTE (outdoors only), no 5G reported

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