7813 Defender Ln, Rowlett, TX 75089 Property Records

Rockwall County property record for 7813 Defender Ln, Rowlett, TX 75089

Property Summary

Property TypeSingle Family Home
Details1,897 sqft · built 1985
Lot Size0.185 acres (8,059 sqft)
OwnerIndividual Name on Record
Last Sale$295,300 (Dec 2021)
Tax Bill$7,916 (2025)
Deeds & MortgagesDec 2021 Mortgage
Dec 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN499200170005000R

Property Details

APN / Parcel Number

Primary APN499200170005000R
Alternative APNs
  • R22621
  • 22621

Interior

Stories1 Story
Building Area1,897 sqft Living Area
Gross Area2,551 sqft
1st Floor Area1,897 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,059 sqft (0.185 acres)
Lot Dimensions115 ft deep x 70 ft wide
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area260 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address7813 DEFENDER LN
CityROWLETT
StateTX
Zip75089-2611
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPINNAKER COVE, BLOCK 17, LOT 5
Legal SubdivisionSPINNAKER COVE
Legal Tract5
Legal Block17
Legal Lot Number5
JurisdictionROCKWALL TX
Township / Civil DivisionNORTHWEST ROCKWALL
Census Block Group1
Census Block1018
Census Tract40104

Owner

Source: Rockwall County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3802 LARIAT DR, SACHSE, TX 75048-4215
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2021Vendor's Lien, Transfer · Conventional Mortgage
AMERICAN FINANCIAL NETWORK INC
Dec 20, 2019Warranty Deed, Transfer · FHA Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 29, 2021 · Amount on Record
Deed SaleDec 29, 2021 · Amount on Record
Prior SaleDec 20, 2019 · Amount on Record
Deed Document Number202135197
Prior Transfer DateDec 17, 2021
Prior Transfer Doc0000035197
Record UpdatedSep 20, 2026

December 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionROCKWALL TX
Recording DateDec 29, 2021
Property Address7813 DEFENDER LN, ROWLETT, TX 75089-2611
Document Number0000035197
Map ReferenceVOL 84126 PG 1946
Instrument DateDec 17, 2021
Instrument20210000035197
Transaction TypeTransfer
Record UpdatedJan 12, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3802 LARIAT DR, SACHSE, TX 75048-4215

Mortgage

Document Number0000035198
DateDec 29, 2021
Instrument20210000035198
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROCKWALL TX
Recording DateDec 20, 2019
Property Address7813 DEFENDER LN, ROWLETT, TX 75089-2611
Document Number0000022873
Instrument DateDec 17, 2019
Instrument22873
Transaction TypeTransfer
Record UpdatedJan 14, 2020
Title CompanyREPUBLIC TITLE COMPANY, REPUBLIC TITLE/TX INC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7813 DEFENDER LN ROWLETT TX 750892611, ROWLETT, TX 75089-2611

Mortgage

Document Number22874
DateDec 20, 2019
Instrument22874
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 19, 2049

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateTexas
CountyRockwall County
MunicipalityRowlett City
Unified School DistrictRockwall Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$346,313 (-7.01%) Land $148,500 Building $197,813$346,313 (-7.01%) Land $148,500 Building $197,813
2025$7,916.00 (+66.09%)$372,404 (+24.84%) Land $148,500 Building $223,904$372,404 (+24.84%) Land $148,500 Building $223,904
2024$4,766.00 (-20.34%)
2023$5,983.00 (+77.06%)$298,316 Land $139,050 Building $159,266$298,316 Land $139,050 Building $159,266
2021$3,379.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ROWLETT
serves 68,123 people · EPA ID TX0570056
Water SourcePurchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State InspectionAug 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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