Rockwall County property record for 7810 Defender Ln, Rowlett, TX 75089 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,753 sqft · built 1985 |
| Lot Size | 0.202 acres (8,799 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $319,200 (Oct 2025) |
| Tax Bill | $5,296 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 499200160005000R |
| Primary APN | 499200160005000R |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,753 sqft Living Area |
| Gross Area | 2,255 sqft |
| 1st Floor Area | 1,753 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,799 sqft (0.202 acres) |
| Lot Dimensions | 110 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 265 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 7810 DEFENDER LN |
|---|---|
| City | ROWLETT |
| State | TX |
| Zip | 75089-2612 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPINNAKER COVE, BLOCK 16, LOT 5 |
| Legal Subdivision | SPINNAKER COVE |
| Legal Block | 16 |
| Legal Lot Number | 5 |
| Jurisdiction | ROCKWALL TX |
| Township / Civil Division | NORTHWEST ROCKWALL |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 40104 |
Source: Rockwall County records · APN 499200160005000R
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7810 DEFENDER LN, ROWLETT, TX 75089-2612 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 23, 2025 | Vendor's Lien, Transfer · Conventional Mortgage JMAC LENDING INC |
| Jul 27, 2020 | Quit Claim Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Jun 08, 2020 | Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 23, 2025 · Amount on Record |
| Deed Sale | Oct 23, 2025 · Amount on Record |
| Prior Sale | Nov 16, 2018 · Amount on Record |
| Deed Document Number | 202519287 |
| Prior Transfer Date | Jun 08, 2020 |
| Prior Transfer Doc | 0000016472 |
| Record Updated | Sep 20, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | ROCKWALL TX |
| Recording Date | Oct 23, 2025 |
| Property Address | 7810 DEFENDER LN, ROWLETT, TX 75089-2612 |
| Document Number | 0000019287 |
| Map Reference | CAB B SL 127 |
| Instrument Date | Oct 15, 2025 |
| Instrument | 20250000019287 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Title Company | MBH TITLE, MH TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7810 DEFENDER LN, ROWLETT, TX 75089-2612 |
| Document Number | 0000019288 |
|---|---|
| Date | Oct 23, 2025 |
| Instrument | 20250000019288 |
| Name | JMAC LENDING INC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ROCKWALL TX |
| Recording Date | Jul 27, 2020 |
| Property Address | 7810 DEFENDER LN, ROWLETT, TX 75089-2612 |
| Document Number | 0000016472 |
| Instrument Date | Jun 08, 2020 |
| Instrument | 16472 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2020 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SVCS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 7810 DEFENDER LN ROWLETT TX 750892612, ROWLETT, TX 75089-2612 |
| Document Number | 13490 |
|---|---|
| Date | Jul 27, 2020 |
| Instrument | 13490 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 26, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKWALL TX |
| Property Address | 7810 DEFENDER LN, ROWLETT, TX 75089-2612 |
| Document Number | 0000013490 |
| Instrument Date | Jun 08, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2020 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 7810 DEFENDER LN ROWLETT TX 750892612, ROWLETT, TX 75089-2612 |
| Document Number | 0000013490 |
|---|---|
| Date | Jun 24, 2020 |
| Instrument | 13490 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 23, 2050 |
Source: Rockwall County records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Rockwall County |
| Municipality | Rowlett City |
| Unified School District | Rockwall Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $316,434 (-5.07%) Land $148,500 Building $167,934 | $316,434 (-11.3%) Land $148,500 Building $167,934 | |
| 2025 | $5,296.00 (+80.63%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $333,332 (+15.2%) | $356,740 (+23.29%) Land $148,500 Building $208,240 |
| 2024 | $2,932.00 (-30.67%) | ||
| 2023 | $4,229.00 (+36.29%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $289,359 Land $139,050 Building $150,309 | $289,359 Land $139,050 Building $150,309 |
| 2021 | $3,103.00 |
Source: FEMA National Flood Hazard Layer, Rockwall County (48397C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 483970401041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 3 individual NFIP policies nearby |
| Nearby Flood Policies | 3 in force 3 of 3 on primary residences |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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