7812 86th St, Lubbock, TX 79424 Property Records

Lubbock County property record for 7812 86th St, Lubbock, TX 79424

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,536 sqft · built 2016
Lot Size	0.167 acres (7,296 sqft)
Owner	Individual Name on Record
Tax Bill	$2,848 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R326552`

Property Details

APN / Parcel Number

Primary APN	`R326552`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,536 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,296 sqft (0.167 acres)
Garage Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7812 86TH ST
City	LUBBOCK
State	TX
Zip	79424-7727
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAMBRIDGE WAY L 173
Legal Subdivision	CAMBRIDGE WAY
Legal Lot Number	1730
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	1
Census Block	1010
Census Tract	10412

Owner

Source: Lubbock County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7812 86TH ST, LUBBOCK, TX 79424-7727
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2022	Vendor's Lien, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Mar 18, 2020	Warranty Deed, Transfer BENCHMARK MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2022
Deed Sale	Mar 25, 2022
Prior Sale	Sep 30, 2016
Deed Document Number	2022014340
Record Updated	Jun 8, 2026

March 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Mar 25, 2022
Property Address	7812 86TH ST, LUBBOCK, TX 79424-7727
Document Number	0000014340
Instrument Date	Mar 24, 2022
Instrument	2022014340
Transaction Type	Transfer
Record Updated	Apr 1, 2022
Title Company	TRUE TITLE PARTNERS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7812 86TH ST, LUBBOCK, TX 79424-7727

Mortgage

Document Number	0000014341
Date	Mar 25, 2022
Instrument	2022014341

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUBBOCK TX
Recording Date	Mar 18, 2020
Property Address	7812 86TH ST, LUBBOCK, TX 79424-7727
Document Number	0000011067
Instrument Date	Mar 13, 2020
Instrument	11067
Transaction Type	Transfer
Record Updated	May 28, 2020
Title Company	TRUE TITLE PARTNERS, TRUE TITLE PTRS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2540 V6 RD OROVILLE CA 959667115, OROVILLE, CA 95966-7115

Mortgage

Document Number	11068
Date	Mar 18, 2020
Instrument	11068

Lender

Name	BENCHMARK MTG
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 17, 2050

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Frenship Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,848.00 (-19.93%) Homeowner's exemption	$217,011 (-2.45%) Land $26,266 Building $190,745	$217,011 (-2.45%) Land $26,266 Building $190,745
2024	$3,557.00 (+1.66%)
2023	$3,499.00 (-17.92%) Homeowner's exemption	$222,457 Land $26,266 Building $196,191	$222,457 Land $26,266 Building $196,191
2022	$4,263.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Telespan Fixed Wireless	100 / 40

May also be available: Windstream.

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