7810 86th St, Lubbock, TX 79424 Property Records

Lubbock County property record for 7810 86th St, Lubbock, TX 79424

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,588 sqft · built 2016
Lot Size	0.143 acres (6,229 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Jul 2019)
Tax Bill	$4,164 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R326553`

Property Details

APN / Parcel Number

Primary APN	`R326553`
Alternative APN	`R1269000000001740000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,588 sqft Living Area
Gross Area	2,128 sqft
1st Floor Area	1,588 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,229 sqft (0.143 acres)
Garage Type	Attached
Garage Area	540 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7810 86TH ST
City	LUBBOCK
State	TX
Zip	79424-7727
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAMBRIDGE WAY L 174
Legal Subdivision	CAMBRIDGE WAY
Legal Lot Number	174
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	1
Census Block	1010
Census Tract	10412

Owner

Source: Lubbock County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3801 1ST ST, LUBBOCK, TX 79423
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage SWBC MORTGAGE CORP
Jul 30, 2019	Vendor's Lien, Transfer · Conventional Mortgage TEXS TECH FEDRAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2019 · Amount on Record
Deed Sale	Jul 30, 2019 · Amount on Record
Prior Sale	Jun 1, 2016
Deed Document Number	201928956
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	7810 86TH ST, LUBBOCK, TX 79424-7727
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040580
Date	Sep 15, 2020
Instrument	2020040580

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

July 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Jul 30, 2019
Property Address	7810 86TH ST, LUBBOCK, TX 79424-7727
Document Number	0000028956
Map Reference	FILE 2015003731
Instrument Date	Jul 29, 2019
Instrument	2019028956
Transaction Type	Transfer
Record Updated	Dec 23, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7810 86TH ST, LUBBOCK, TX 79424-7727

Mortgage

Document Number	0000028957
Date	Jul 30, 2019
Instrument	2019028957

Lender

Name	TEXS TECH FEDRAL CREDIT UNION
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Frenship Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,164.00 (-14.86%)	$202,255 (-8.78%) Land $22,424 Building $179,831	$202,255 (-12.32%) Land $22,424 Building $179,831
2024	$4,891.00 (+40.38%)
2023	$3,484.00 (-14%) Homeowner's exemption	$221,731 Land $22,424 Building $208,247	$230,671 Land $22,424 Building $208,247
2022	$4,051.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Telespan Fixed Wireless	100 / 40

May also be available: Windstream.

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