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781 McLaughlin St, Richmond, CA 94805 Property Records

Contra Costa County property record for 781 McLaughlin St, Richmond, CA 94805

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 862 sqft · built 1941
Lot Size0.138 acres (6,000 sqft)
OwnerCompany Name on Record
Tax Bill$5,439 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Oct 2020 Transfer
Flood ZoneZone X (minimal risk)
APN523-041-005-1

Property Details

APN / Parcel Number

Primary APN523-041-005-1
Alternative APN
  • 523-041-005

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area862 sqft Living Area
1st Floor Area862 sqft

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1943
Lot Area6,000 sqft (0.138 acres)
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address781 MCLAUGHLIN ST
CityRICHMOND
StateCA
Zip94805-1454
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionEAST RICH BLVD LOT 20 BLK 12
Legal SubdivisionEAST RICHMOND BLVD
Legal Block12
Legal Lot Number20
JurisdictionCONTRA COSTA CA
Township / Civil DivisionWEST CONTRA COSTA
Census Block Group2
Census Block2004
Census Tract371000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address781 MCLAUGHLIN ST, RICHMOND, CA 94805-1454
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Feb 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU
Oct 26, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateOct 7, 2020
Transfer Doc0000250582
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address781 MCLAUGHLIN ST, RICHMOND, CA 94805-1454
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyNAVY FEDERAL TITLE OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address781 MCLAUGHLIN ST, RICHMOND, CA 94805-1454

Mortgage

Document Number0000047851
DateFeb 16, 2021
Instrument2021-047851
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 1, 2036

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCONTRA COSTA CA
Recording DateOct 26, 2020
Property Address781 MCLAUGHLIN ST, RICHMOND, CA 94805-1454
Document Number0000250582
Instrument DateOct 7, 2020
Instrument250582
Transaction TypeTransfer
Record UpdatedNov 5, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address781 MCLAUGHLIN ST RICHMOND CA 948051454, RICHMOND, CA 94805-1454

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityRichmond City
Unified School DistrictWest Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$290,886 (+2%) Land $202,360 Building $88,526
2025$5,439.00 (+3.21%) Homeowner's exemption$285,184 (+4.04%) Land $198,393 Building $86,791
2023$5,270.00 (+2.27%) Homeowner's exemption$274,112 Land $190,690 Building $83,422
2022$5,153.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 877 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sonic Telecom
Fiber		10,000 / 10,000
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Unwired
Fixed Wireless		300 / 25
Verizon
Fixed Wireless		300 / 20

May also be available: Etheric Networks, GeoLinks, T-Mobile.

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