1. Home
  2. California
  3. San Luis Obispo County
  4. Morro Bay
  5. Harbor St

781 Harbor St, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 781 Harbor St, Morro Bay, CA 93442

Property Summary

Property TypeResidential
Details2 bd · 2 ba · 1,409 sqft · built 1925
Lot Size0.149 acres (6,500 sqft)
OwnerCompany Name on Record
Last Sale$415,000 (Jul 2026)
Tax Bill$4,100 (2025)
Deeds & MortgagesJul 2026 Sale
Oct 2023 Transfer
Flood ZoneZone X (minimal risk)
APN066-071-028

Property Details

APN / Parcel Number

Primary APN066-071-028

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms2 Rooms
Stories1 Story
Building Area1,409 sqft Gross Area
1st Floor Area1,409 sqft

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Construction TypeWood
Lot Area6,500 sqft (0.149 acres)

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Street Address781 HARBOR ST
CityMORRO BAY
StateCA
Zip93442-1907
Property CategoryResidential
Property TypeResidential > Specialized > Other
Local Zoning CodeC1
Legal DescriptionCY MB MORRO HTS BL 1 LT 33 & 34 & PTN LT A
Legal SubdivisionMORRO HEIGHTS
Legal Block1
Legal Lot Number33
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group1
Census Block1030
Census Tract10603

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address630 QUINTANA RD, MORRO BAY, CA 93442-1939
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Jul 8, 2026Grant Deed, Transfer
PLACER TITLE ER, PLACER TITLE
Oct 26, 2023Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 8, 2026 · Amount on Record
Deed SaleJul 8, 2026 · Amount on Record
Prior SaleJul 19, 2024 · Amount on Record
Deed Document Number202621332
Prior Transfer DateJul 12, 2024
Prior Transfer Doc0000019873
Record UpdatedSep 20, 2026

July 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateJul 8, 2026
Property Address781 HARBOR ST, MORRO BAY, CA 93442-1907
Document Number0000021332
Instrument DateJul 6, 2026
Instrument202621332
Transaction TypeTransfer
Record UpdatedJul 17, 2026
Title CompanyPLACER TITLE ER, PLACER TITLE

Transaction

AmountAmount Recorded
Tax$46,106.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership
Address630 QUINTANA RD, MORRO BAY, CA 93442-1939

October 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateOct 26, 2023
Property Address781 HARBOR ST, MORRO BAY, CA 93442-1907
Document Number0000032486
Map ReferenceMB 3 PG 111
Instrument DateSep 19, 2023
Instrument2023032486
Transaction TypeTransfer
Record UpdatedNov 6, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address3205 CLARK VALLEY RD, LOS OSOS, CA 93402-4622

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
MunicipalityMorro Bay City
Unified School DistrictSan Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$379,440 (+2%) Land $331,500 Building $47,940
2025$4,100.00 (+119.25%)$372,000 (+124.22%) Land $325,000 Building $47,000
2024$1,870.00 (+1.85%)
2023$1,836.00 (+6.68%)$165,905 Land $143,476 Building $22,429
2022$1,721.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims15 (1982–2023)
Claims Outside the SFHA3 of 15
Most Recent ClaimMar 2023 · Severe Storm And Flooding
Claims by Event
  • Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Mar 2023 · 5 claims
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 6 claims
  • Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 68% of California
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMORRO BAY PW DEPT - WATER DIVISION
serves 10,757 people · EPA ID CA4010011
Water SourcePurchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY
Last State InspectionDec 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 921 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Fiber		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Ranch Wifi
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, Verizon.

Nearby Properties on Harbor St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures