733 Harbor St, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 733 Harbor St, Morro Bay, CA 93442

Property Summary

Property Type	Duplex
Details	3 bd · 1 ba · 1,300 sqft · built 1948
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Tax Bill	$4,200 (2025)
Deeds & Mortgages	Aug 2026 Transfer Oct 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`066-071-005`

Property Details

APN / Parcel Number

Primary APN	`066-071-005`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,300 sqft Living Area
1st Floor Area	1,300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Duplex Single
Construction Type	Wood
Lot Area	5,000 sqft (0.115 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	733 HARBOR ST
City	MORRO BAY
State	CA
Zip	93442-1907
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	60
Legal Description	CY MB MORRO HTS BL 1 LT 21 & PTN LT 22 & PTN LT A
Legal Subdivision	MORRO HEIGHTS
Legal Block	1
Legal Lot Number	21
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	1
Census Block	1030
Census Tract	10603

Owner

733 Harbor St, a duplex, is owned and occupied by an individual who acquired it in June 2010.

Source: San Luis Obispo County records, as of September 2, 2026

Owner of Record	Individual Name on File
Mailing Address	733 HARBOR ST, MORRO BAY, CA 93442-1907
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Oct 20, 2021	Intrafamily Transfer, Transfer
Aug 14, 2019	Quit Claim Deed, Transfer PUBLIC TITLE COMPANY, PUBLIC TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 30, 2010
Transfer Doc	0000048730
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Aug 24, 2026
Property Address	733 HARBOR ST, MORRO BAY, CA 93442-1907
Document Number	0000026918
Instrument Date	Aug 18, 2026
Instrument	202626918
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Percentage Unclear

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	733 HARBOR ST, MORRO BAY, CA 93442-1907
Investor	Possibly a Property Investor

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Oct 20, 2021
Property Address	733 HARBOR ST, MORRO BAY, CA 93442-1907
Document Number	0000070963
Instrument Date	Oct 18, 2021
Instrument	2021070963
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	733 HARBOR ST, MORRO BAY, CA 93442-1907

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Aug 14, 2019
Property Address	733 HARBOR ST, MORRO BAY, CA 93442-1907
Document Number	0000033161
Instrument Date	Mar 12, 2016
Instrument	33161
Transaction Type	Transfer
Record Updated	Aug 22, 2019
Title Company	PUBLIC TITLE COMPANY, PUBLIC TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	733 HARBOR ST MORRO BAY CA 934421907, MORRO BAY, CA 93442-1907

Tax Assessment & Valuation

The 2025 property tax bill for 733 Harbor St was $4,200 with a homeowner's exemption.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Municipality	Morro Bay City
Unified School District	San Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$395,890 (+2%) Land $145,801 Building $250,089
2025	$4,200.00 Homeowner's exemption	$388,129 Land $142,943 Building $245,186
2023	$2,456.00 (+6.78%) Homeowner's exemption	$228,885 Land $137,394 Building $91,491
2022	$2,300.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 733 Harbor St in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	15 (1982–2023)
Claims Outside the SFHA	3 of 15
Most Recent Claim	Mar 2023 · Severe Storm And Flooding
Claims by Event	Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Mar 2023 · 5 claims Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 6 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 733 Harbor St is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 70% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRO BAY PW DEPT - WATER DIVISION serves 10,757 people · EPA ID CA4010011
Water Source	Purchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Ranch Wifi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Peak WiFi, Verizon.

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