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781 Flat Rock Rd, Covington, GA 30014 Property Records

Newton County property record for 781 Flat Rock Rd, Covington, GA 30014

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,474 sqft · built 1996
Lot Size3.6 acres (156,816 sqft)
OwnerIndividual Name on Record
Last Sale$460,000 (Jan 2021)
Tax Bill$4,990 (2025)
Deeds & MortgagesMar 2023 Construction Loan
Jan 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN00780-00000-102-000

Property Details

APN / Parcel Number

Primary APN00780-00000-102-000
Alternative APNs
  • 0078 102
  • 28087

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area2,474 sqft Heated Area
1st Floor Area2,509 sqft
Basement Area3,916 sqft
Finished Basement3,916 sqft
Unfinished Basement1,968 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1999
Exterior MaterialStucco
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area156,816 sqft (3.6 acres)
Garage Area979 sqft
Parking Spaces4 Parking Spaces
Deck Area273 sqft
Patio Area546 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number28087
Street Address781 FLAT ROCK RD
CityCOVINGTON
StateGA
Zip30014-0908
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description3.60AC TR 5 FLAT ROCK RD
Legal SubdivisionCORNISH TRACE
Legal Tract5
JurisdictionNEWTON GA
Township / Civil DivisionCOVINGTON-PORTERDALE
Census Block Group3
Census Block3002
Census Tract100101

Owner

Source: Newton County records, as of December 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address781 FLAT ROCK RD, COVINGTON, GA 30014-0908
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 14, 2023Deed of Trust, Mortgage · Construction Mortgage
SYNOVUS BANK
Jan 8, 2021Warranty Deed, Transfer · Conventional Mortgage
NEIGHBORHOOD MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 8, 2021 · Amount on Record
Deed SaleJan 8, 2021 · Amount on Record
Prior SaleNov 30, 2009 · Amount on Record
Deed Document Number2021119
Deed Book / Page4126 / 269
Prior Transfer DateFeb 4, 2000
Prior Transfer Doc0901000107
Record UpdatedSep 20, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEWTON GA
Property Address781 FLAT ROCK RD, COVINGTON, GA 30014-0908
Transaction TypeMortgage
Record UpdatedDec 15, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address781 FLAT ROCK RD, COVINGTON, GA 30014-0908
InvestorPossibly a Property Investor

Mortgage

Document Number0044870000000577
DateMar 14, 2023
Book Page0000004487/0000000577
Instrument002768
Lender
NameSYNOVUS BANK
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2053

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNEWTON GA
Recording DateJan 8, 2021
Property Address781 FLAT ROCK RD, COVINGTON, GA 30014-0908
Document Number0041260269
Book / Page4126 / 269
Instrument DateJan 8, 2021
Instrument2021-000119
Transaction TypeTransfer
Record UpdatedFeb 8, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address781 FLAT ROCK RD, COVINGTON, GA 30014-0908
InvestorPossibly a Property Investor

Mortgage

Document Number0041260000000271
DateJan 11, 2021
Book Page0000004126/0000000271
Instrument000549
Lender
NameNEIGHBORHOOD MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyNewton County
Unified School DistrictNewton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,990.00 (+3.38%) Homeowner's exemption$204,840 (+16.44%) Land $35,680 Building $169,160$512,100 (+16.44%) Land $89,200 Building $422,900
2023$175,920 Land $27,280 Building $148,640$439,800 Land $68,200 Building $371,600
2022$4,827.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 82% of Georgia
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Fiber		1,000 / 1,000
Starlink
Satellite		280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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