685 Flat Rock Rd, Covington, GA 30014 Property Records

Newton County property record for 685 Flat Rock Rd, Covington, GA 30014

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,691 sqft · built 1988
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Mar 2020)
Tax Bill	$4,021 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage Aug 2019 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`00780-00000-054-000`

Property Details

APN / Parcel Number

Primary APN	`00780-00000-054-000`
Alternative APNs	`0078 054` `28047`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,691 sqft Heated Area
1st Floor Area	630 sqft
Basement Area	2,061 sqft
Finished Basement	2,061 sqft
Utility Area	75 sqft
Utility Room	Utility Room
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Exterior Material	Stucco
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	168 sqft
Deck Area	385 sqft
Patio Area	385 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	28047
Old Parcel Number	0078 054
Street Address	685 FLAT ROCK RD
City	COVINGTON
State	GA
Zip	30014-0908
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	5.00 AC FLAT ROCK ROAD
Legal Subdivision	HWY142, JERSEY, ALCOVY RD & BOOGERS HILL
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	3
Census Block	3002
Census Tract	100101

Owner

Source: Newton County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	685 FLAT ROCK RD, COVINGTON, GA 30014-0908
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2020	Grant Deed, Transfer · FHA Mortgage SUCCESS MTG PTRS
Aug 5, 2019	Grant Deed, Transfer ATTORNEY ONLY
Aug 5, 2019	Grant Deed, Transfer NOT AVAILABLE
Aug 5, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2020 · Amount on Record
Deed Sale	Mar 31, 2020 · Amount on Record
Deed Document Number	0003985232
Deed Book / Page	3985 / 232
Last Transfer Date	Apr 2, 2020
Transfer Doc	0039850232
Record Updated	Jun 8, 2026

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Apr 2, 2020
Property Address	685 FLAT ROCK RD, COVINGTON, GA 30014-0908
Document Number	0039850232
Book / Page	003985 / 000232
Instrument Date	Mar 31, 2020
Instrument	4375
Transaction Type	Transfer
Record Updated	May 26, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$275.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	685 FLAT ROCK RD COVINGTON GA 300140908, COVINGTON, GA 30014-0908

Mortgage

Document Number	39850234
Date	Apr 2, 2020
Book Page	003985/000234
Instrument	4376

Lender

Name	SUCCESS MTG PTRS
Type	Mortgage Company
Address	PLYMOUTH, MI 48170

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Aug 5, 2019
Property Address	685 FLAT ROCK RD, COVINGTON, GA 30014-0908
Document Number	0038760393
Book / Page	003876 / 000393
Instrument Date	Aug 2, 2019
Instrument	10010
Transaction Type	Transfer
Record Updated	Aug 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$70.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	685 FLAT ROCK RD COVINGTON GA 300140908, COVINGTON, GA 30014-0908

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Aug 5, 2019
Property Address	685 FLAT ROCK RD, COVINGTON, GA 30014-0908
Document Number	0038760395
Book / Page	003876 / 000395
Instrument Date	Aug 2, 2019
Instrument	10011
Transaction Type	Transfer
Record Updated	Nov 3, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$20.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	685 FLAT ROCK RD COVINGTON GA 300140908, COVINGTON, GA 30014-0908

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEWTON GA
Recording Date	Aug 5, 2019
Property Address	685 FLAT ROCK RD, COVINGTON, GA 30014-0908
Document Number	0038760397
Book / Page	003876 / 000397
Instrument Date	Aug 2, 2019
Instrument	10012
Transaction Type	Transfer
Record Updated	Nov 3, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	685 FLAT ROCK RD COVINGTON GA 300140908, COVINGTON, GA 30014-0908

Tax Assessment & Valuation

Source: Newton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,021.00 (+4.09%) Homeowner's exemption	$170,960 (+25.04%) Land $17,000 Building $153,960	$427,400 (+25.04%) Land $42,500 Building $384,900
2023		$136,720 Land $17,000 Building $119,720	$341,800 Land $42,500 Building $299,300
2022	$3,863.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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