Morgan County property record for 781 Echo Ln, Berkeley Springs, WV 25411
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,170 sqft · built 1987 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,019 (2026) |
| Deeds & Mortgages | Oct 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-14-0003.0005 |
| Primary APN | 06-14-0003.0005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,170 sqft Living Area |
| 1st Floor Area | 2,178 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 217,800 sqft (5 acres) |
| Terrain | Rolling |
| Porch | Porch |
| Porch Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 781 ECHO LN |
|---|---|
| City | BERKELEY SPRINGS |
| State | WV |
| Zip | 25411-6308 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ON SLEEPY CREEK 5.00 AC |
| Legal Subdivision | SLEEPY CREEK |
| Jurisdiction | MORGAN WV |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1053 |
| Census Tract | 971001 |
Source: Morgan County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 781 ECHO LN, BERKELEY SPRINGS, WV 25411-6308 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN WV |
| Property Address | 781 ECHO LN, BERKELEY SPRINGS, WV 25411-6308 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 458/141 |
|---|---|
| Date | Oct 19, 2020 |
| Book Page | 458/141 |
| Instrument | 870917 |
| Name | CNB BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2035 |
Source: Morgan County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Morgan County |
| Unified School District | Morgan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,019.00 (+6.26%) | $102,780 (+6.53%) Land $23,280 Building $79,500 | $171,300 (+6.53%) Land $38,800 Building $132,500 |
| 2025 | $959.00 (+13.76%) | $96,480 (+14.45%) Land $23,280 Building $73,200 | $160,800 (+14.45%) Land $38,800 Building $122,000 |
| 2023 | $843.00 (+2.93%) | $84,300 (+2.93%) Land $21,300 Building $63,000 | $140,500 (+2.93%) Land $35,500 Building $105,000 |
| 2022 | $819.00 | $81,900 Land $21,300 Building $60,600 | $136,500 Land $35,500 Building $101,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 51% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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